Regulation

FSA consults on benchmark changes

The FSA has proposed new rules and regulations for financial benchmarks. This comes after the...

Towry outlines RDR strategy

Wealth adviser Towry will be offering ‘restricted' advice on retail investment products when the...

Information disclosure not enough for consumer protection

The Financial Services Consumer Panel has warned that disclosure is not enough to guarantee...

FSA consults on temporary product intervention rules

The FSA is consulting on the approach the future Financial Conduct Authority (FCA) would...

Consumers planning to avoid advice post-RDR

32% of consumers are likely to do their own financial planning and product research...

The Leeds outlines RDR strategy

Leeds Building Society has launched its proposition for the Retail Distribution Review (RDR). Kim...

OFT reminds comparison sites over consumer clarity

The Office of Fair Trading (OFT) has written to 100 price comparison websites asking...

OFT appoints executive director

The Office of Fair Trading (OFT) has announced the appointment of Sonya Branch as...

MMR does not stop higher-risk lending, says FSA

Mortgage market stakeholders are likely to see further changes in a number of areas...

Huge FSA fine for CPP

The FSA has issued its joint largest retail fine of £10.5 million to Card...

Panel backs Bill concession on financial services access

The Financial Services Consumer Panel has welcomed changes to the Financial Services Bill...

FSCS funding strategy slammed by Tenet

Tenet has criticised the funding model for the Financial Services Compensation Scheme (FSCS), in...

Credit Union censured for channeling money into church

The FSA has publicly censured The Pentecostal Credit Union Limited (TPCU) for issuing loans...

What now for interest only?

The announcement around the MMR, rather than clearing up the interest only situation, has...

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Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Latest news

Movera launches specialist KYC team to speed up property transactions

Movera has established a new dedicated Know Your Client (KYC) team to handle source...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...

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