Regulation

Yorkshire firm has permissions cancelled

Wood Financial Management Ltd has had its Part IV Permissions cancelled by the FSA. This...

Non-exec chair of FCA appointed

John Griffith-Jones has been appointed as the non-executive chair designate of the Financial Conduct...

UK able to exempt buy-to-let from EU mortgage credit directive

The European Parliament's ECON committee has voted on the European directive on credit...

Treasury committee publishes FCA recommendations

The objectives of the Financial Conduct Authority (FCA) should be rewritten to include duty...

Brokers “not engaging” with FSA on new regulation

Just before the closing date for responses to the FSA's latest proposals on Distribution...

Dead end for DND as permissions revoked

David Neil Dodds, trading as DND Mortgages, has had his permissions to carry out...

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What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...