Regulation

How’s the year been so far?

With the year nearly half over – if you don’t believe me check your...

Wonga to pay millions in compensation

Wonga is to pay compensation of over £2.6m to around 45,000 customers for unfair...

FCA mortgage manager to keynote ASTL conference

Lynda Blackwell, the Financial Conduct Authority's manager of its mortgages sector team is to...

How was it for you?

We are now over six weeks into the new MMR environment and my first...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

MMR triggers homebuying slowdown

House purchase lending has fallen to an 11-month low, as demand slows among home-movers,...

Intelliflo offers MMR MOT

Six weeks after the Mortgage Market Review (MMR) was implemented, Intelliflo has released...

Cost of regulation revealed

The total annual cost of regulation for the financial advice industry is almost half...

Small increase in annual house price growth

House prices recorded their 13th successive monthly increase in May, rising by 0.7%, according...

Loan ad banned following MoneySavingExpert complaint

The Advertising Standards Authority (ASA) has banned a leaflet from payday lender Speedy Cash. The...

FCA: conflicts of interest not being dealt with

The Financial Conduct Authority (FCA) has called on insurance intermediaries to better manage conflicts...

FSE: borrowers trying to ‘game’ buy-to-let market

A panel of industry players have warned the broker community to be aware of...

FSE: some lenders going too far post-MMR

The Financial Conduct Authority (FCA) has given its view of the mortgage market following...

Spicerhaart ads fall foul of regulator

Two advertising issues concerning SpicerHaart Estate Agents Ltd have investigated, both of which were...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES