Regulation

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

Jury still out over MMR risk assessments

72% of mortgage brokers believe lenders are now too risk averse as a result...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...

PRA amends LTI limits

The Prudential Regulatory Authority (PRA) has today announced changes in which the new limit...

The Claims Guys in trouble over ads

The Advertising Standards Authority (ASA) has upheld two complaints against The Claims Guys, based...

FCA outlines second charge regulatory regime

The Financial Conduct Authority (FCA) has published plans to bring second charge mortgages under FCA...

5% fall in complaints

Financial services firms received 2,358,732 new complaints between January and June 2014, according...

FSE: too early to spot post-MMR trends, says regulator

The Financial Conduct Authority (FCA) has said the mortgage market appears to have ‘filled...

FSE: look at secured loans now

The importance of brokers getting to grips with regulatory guidelines concerning the second charge...

FSE: expect full buy-to-let regulation

The mortgage market should prepare itself for the full regulation of the buy-to-let market...

Glasgow broker banned by FCA

The Financial Conduct Authority (FCA) has today banned Andrew Barlas from performing any function...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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