Regulation

Affordability assessments slow down applications, borrowers fear

59% of people who are either considering, or are in the course of applying...

Second charge market in flux ahead of regulatory changes

Smart Money believes that the landscape for second charge lending is already changing radically...

FCA outlines social media promotional guidelines

The Financial Conduct Authority (FCA) has published its guidance on financial promotions in social...

FCA: payday lenders failing customers in arrears

A review of the first year of the Financial Conduct Authority’s (FCA) regulation of the...

CML and BSA to work together

The Council of Mortgage Lenders (CML) has confirmed that it is partnering with the...

Paradigm in Scottish registration drive

Paradigm Mortgage Services will be exhibiting at this week’s Financial Services Expo (FSE) Glasgow...

Payday lenders forced to improve transparency

The Competition and Markets Authority (CMA) is to require payday lenders to be listed...

FCA and PRA outline new Senior Managers Regime

Non-executive directors (NEDs) with specific responsibilities, such as chairman, will come under the new...

The DPS appoints new managing director

The Deposit Protection Service (The DPS) has appointed Julian Foster as its new managing...

Landlords warned to get tax affairs sorted

Private landlords are being warned to get their tax affairs in order to avoid...

The Ipswich targets ‘mortgage misfits’

The Ipswich Building Society has unveiled a new programme of mortgage lending for borrowers...

IMLA: regulatory pendulum has swung too far

The latest Intermediary Lending Outlook research from the Intermediary Mortgage Lenders Association (IMLA) has found that renewed...

New chairs for FCA’s Practitioner Panels

Three new Chairs for the Financial Conduct Authority’s independent Practitioner Panels have been appointed. The...

Estate agent ad banned over misleading branch claims

The Advertising Standards Authority (ASA) has banned a regional press ad and claims on...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

Cost of living hits homeownership plans for more than half of young Scots

More than half of younger adults in Scotland say cost-of-living pressures are the biggest...

PROFILES