Regulation

Mortgage appointment availability hit by MMR

There has been a significant rise in waiting times for mortgage appointments in banks...

FCA: financial crime risk still not being managed properly

The Financial Conduct Authority (FCA) has established that a number of small banks and commercial insurance...

Connect Mortgage Club gets full CCL permissions

Connect Mortgage Club (CMC), the buy-to-let network specialist for brokers, has just been granted...

Record banking fines for FX misconduct

The Financial Conduct Authority (FCA) has imposed fines totalling £1,114,918,000 on five banks for...

Rentify falls foul of ad regulator

A lettings comparison site has been told that its advertising is in breach of...

FCA announces payday loan cap

The Financial Conduct Authority (FCA) has revealed details of a price cap for the...

New services offered by Bankhall

Bankhall has today unveiled a number of additional services for its members. From today...

Swinton trio fined and banned by FCA

The Financial Conduct Authority (FCA) has fined three former senior executives of Swinton Group...

CML outlines lender concern over European directive

The forthcoming European mortgage credit directive looks set to be the most significant EU-wide...

Cash Converters rapped over irresponsible credit ad

The Advertising Standards Authority (ASA) has upheld a complaint against an advertising promotion from...

ARLA wants action to tackle “excessive” tenant fees

The Association of Residential Letting Agents (ARLA) has called for better regulation in the...

Which? wants Osborne to intervene over mortgage fees

Which? is calling on George Osborne to use his Autumn Statement to put a stop...

Property Redress Scheme membership meets ARLA requirements

The the board of the Association of Residential Letting Agents (ARLA) has voted to...

Consultation on further housing market powers for BoE

The government has launched a consultation over which powers the Bank of England should...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES