Regulation

Fluent Money secures full authorisation

Fluent Money has announced that it is one of the first second charge distributors...

FCA fined firms over £1.47bn in 2014

The Financial Conduct Authority (FCA) penalised firms a total of £1.47bn in 2014, according...

Shawbrook offers FCA permissions guidance

The commercial mortgages division of Shawbrook Bank has released its own set of guidelines around FCA...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

FCA appoints new key roles

The Financial Conduct Authority (FCA) has appointed Mark Steward as its new director of...

LLoyds fined £117m over PPI complaints handling

The Financial Conduct Authority (FCA) has issued its largest ever retail fine to Lloyds...

Landlords warned over tenancy deposits

Landlords are being warned that they have just a matter of weeks to protect...

Research highlights impact of MMR

45% of people who planned to buy a property since the introduction of the...

PFS worried by rising regulatory costs

Personal Finance Society chief executive, Keith Richards, has once again called for a review...

APFA wants phone recording ‘common sense’

The Association of Professional Financial Advisers (APFA) has submitted its response to the FCA’s...

PPI update from the regulator

The Financial Conduct Authority (FCA) has issued an update on PPI. In January, the FCA...

PFS calls for level playing field

The chief executive of the Personal Finance Society, Keith Richards, has re-iterated the society’s call...

FCA: poor insurance claims experience for SMEs

A review of insurance claims handling for small and medium-sized enterprises (SMEs) by the Financial...

iZone Software unveils secured loan processing system

iZone Software, the newly launched software division of Brilliant Group, has launched a fully compliant...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

Molo cuts buy-to-let mortgage rates by 12 basis points

Molo has reduced rates across its standard and specialist buy-to-let mortgage ranges for UK...

PROFILES