Regulation

Co-op Bank censured by FCA

The Financial Conduct Authority (FCA) has issued a public censure against The Co-operative Bank...

The Lending Wizard reveals MCD approach

The Lending Wizard has outlined its European Mortgage Credit Directive (MCD) implementation strategy ahead of...

NAB ups estimates for Clydesdale redress

National Australia Bank (NAB) has readjusted the total amount it believes will be necessary...

FCA to address ASTL conference

Lorna O’Brien, the Financial Conduct Authority's (FCA) technical specialist in its mortgage sector team in...

FCA appoints investment supervision chief

The Financial Conduct Authority (FCA) has announced that Megan Butler will be joining the...

RBS expects further action from regulators

Royal Bank of Scotland (RBS) has admitted that it continues to be party to...

Trader banned following Libor fraud

The Financial Conduct Authority (FCA) has banned Lee Stewart, a former trader at Rabobank...

Payday lender to pay £20 million in redress

The Financial Conduct Authority (FCA) has announced that Ariste Holding, trading as Cash Genie,...

FCA rings the changes on complaints handling

New rules on complaints and call charges have been published by the Financial Conduct...

HSBC’s UK CEO to chair Practitioner Panel

Antonio Simoes, chief executive officer for HSBC in the UK is to become chair of...

PFS sees new record attendances at events

The Personal Finance Society (PFS) has revealed that attendances at their regional and specialist...

Bridging brokers have high expectations for the year

68% of brokers operating in the bridging sector expect to complete more bridging loan...

Direct Line in trouble over landlord insurance radio ad

Direct Line has had a radio ad banned by the Advertising Standards Authority (ASA),...

FCA outlines enforcement investigation procedures

The Financial Conduct Authority (FCA) has updated the criteria and outlined the process it...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

Molo cuts buy-to-let mortgage rates by 12 basis points

Molo has reduced rates across its standard and specialist buy-to-let mortgage ranges for UK...

Fintel to launch adviser succession and acquisition service

Fintel Services is to launch a programme matching potential buyers with advice firms seeking...

Together expands Lakeside securitisation programme to £1.2bn

Together Financial Services has increased its revolving Lakeside securitisation programme from £1bn to £1.2bn. The...

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