Regulation

Skipton to talk MCD at Mortgage Business Expo

Skipton Intermediaries will be attending the Mortgage Business Expo on 7 October to discuss...

New legislation could cause “legal minefield”

New legislation that came into force on 1 October will limit landlord’s powers to...

Consumer Panel announces new members

The independent Financial Services Consumer Panel appointed three new panel members. The new members fill the...

IRESS: MMR behind intermediary market growth

The introduction of the Mortgage Market Review (MMR) 18 months ago has been followed by...

FCA proposes changes to pension rules

The Financial Conduct Authority (FCA) has published its proposed changes to the pension rules. It is...

ASTL reveals final conference line up

The Association of Short Term Lenders (ASTL) has revealed the complete line up for...

Advisers have a post-MMR opportunity

The London FSE shows always bring up an interesting number of industry issues to...

MBE to create MCD implementation forum

Seminars at the upcoming Mortgage Business Expo (MBE) will create a forum to focus...

L&G adds to MCD preparedness debate

Legal & General Mortgage Club has responded to Clever Lending’s survey on the Mortgage...

Y3S secures full FCA authorisation

Second charge packager Y3S Loans has received formal notification of authorisation from the Financial...

RICS sets out ideas to tackle UK housing crisis

Nearly three million homes could be released into the housing market if better incentives and...

71% of brokers “not ready for MCD regulation”

Secured loan master broker Clever Lending has claimed there is a widespread lack of...

New MCD implementation guide from Paradigm

Paradigm Mortgage Services has published its second Mortgage Credit Directive (MCD) implementation update for...

Many borrowers still confused by MMR rules

Two-thirds of potential house buyers have been left in the dark about the Mortgage...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Impaired credit mortgage sales rise to highest level since 2008

Mortgage lending to borrowers with impaired credit histories has climbed to levels not seen...

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

PROFILES