Regulation

FCA to go ahead with retirement income reforms

The Financial Conduct Authority (FCA) is to proceed with the recommendations from its retirement...

Insurance sale opt-outs to be outlawed

The Financial Conduct Authority (FCA) is proposing to ban opt-out selling in financial services...

FCA publishes business plan for 2015/16

The Financial Conduct Authority (FCA) has revealed the key areas of work it will undertake in...

Mortgage Business Expo to visit Yorkshire

Mortgage Business Expo (MBE) has signed up over 40 major financial companies, including specialist...

Affordability assessments slow down applications, borrowers fear

59% of people who are either considering, or are in the course of applying...

Second charge market in flux ahead of regulatory changes

Smart Money believes that the landscape for second charge lending is already changing radically...

FCA outlines social media promotional guidelines

The Financial Conduct Authority (FCA) has published its guidance on financial promotions in social...

FCA: payday lenders failing customers in arrears

A review of the first year of the Financial Conduct Authority’s (FCA) regulation of the...

CML and BSA to work together

The Council of Mortgage Lenders (CML) has confirmed that it is partnering with the...

Paradigm in Scottish registration drive

Paradigm Mortgage Services will be exhibiting at this week’s Financial Services Expo (FSE) Glasgow...

Payday lenders forced to improve transparency

The Competition and Markets Authority (CMA) is to require payday lenders to be listed...

FCA and PRA outline new Senior Managers Regime

Non-executive directors (NEDs) with specific responsibilities, such as chairman, will come under the new...

The DPS appoints new managing director

The Deposit Protection Service (The DPS) has appointed Julian Foster as its new managing...

Landlords warned to get tax affairs sorted

Private landlords are being warned to get their tax affairs in order to avoid...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES