Regulation

Intelliflo offers MMR MOT

Six weeks after the Mortgage Market Review (MMR) was implemented, Intelliflo has released...

Cost of regulation revealed

The total annual cost of regulation for the financial advice industry is almost half...

Small increase in annual house price growth

House prices recorded their 13th successive monthly increase in May, rising by 0.7%, according...

Loan ad banned following MoneySavingExpert complaint

The Advertising Standards Authority (ASA) has banned a leaflet from payday lender Speedy Cash. The...

FCA: conflicts of interest not being dealt with

The Financial Conduct Authority (FCA) has called on insurance intermediaries to better manage conflicts...

FSE: borrowers trying to ‘game’ buy-to-let market

A panel of industry players have warned the broker community to be aware of...

FSE: some lenders going too far post-MMR

The Financial Conduct Authority (FCA) has given its view of the mortgage market following...

Spicerhaart ads fall foul of regulator

Two advertising issues concerning SpicerHaart Estate Agents Ltd have investigated, both of which were...

Brokers disillusioned with remortgages post-MMR

Second charge distributor Smart Money has reported a growing number of mortgage brokers who...

FCA regulation sees drop in secured lending

April saw a month-on-month fall in secured lending, but it was still up by...

FCA takes action against payday lender

A payday lender has left the single instalment payday loan market, where loans that...

Home lending falls 17% over past quarter

House purchase lending fell for the third consecutive month in April, as lenders introduced...

The Darlington: nothing to fear from MMR

Darlington Building Society says it is keen to dispel some myths about the consequences...

Target pleased with MMR transition

Target Group says it had a smooth transition to the new Mortgage Market Review...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

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