Regulation

Bank hit with £72m fine

The Financial Conduct Authority (FCA) has fined Barclays Bank £72,069,400 for failing to minimise...

Investec will remain in foreign currency mortgage market

Investec Private Banking will continue to offer residential mortgages to UK based borrowers who...

Senior HBOS figures could face enforcement action

The Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) have published the review...

Paradigm produces new MCD update

Paradigm Mortgage Services has published its latest Mortgage Credit Directive (MCD) implementation update for...

Landlords selling up because of tax relief cut

A major factor for 50% of all landlords currently looking to sell is the...

A new age for second charge lending

The second charge market has recently been making headlines, with estimates revealing how the...

SimplyBiz Mortgages to stage ‘seasonal showcase’

SimplyBiz Mortgages has announced an inaugural 'Seasonal Showcase' event taking place on 9 December.   It completes...

NatWest reveals its MCD timetable

NatWest Intermediary Solutions is to implement the requirements of the European Mortgage Credit Directive...

Lloyds outlines MCD changes

Lloyds Banking Group has revealed details for its implementation of the Mortgage Credit Directive...

6% monthly rise in secured lending

The latest Enterprise Finance Secured Loan Index has reported that secured lending activity rose...

Pensions being unlocked for debt and holidays

21% of people plan to release cash over and above their tax-free lump sum...

Chaseblue secures FCA authorisation

South Wales specialist finance packager Chaseblue has received notification from the Financial Conduct Authority...

uSwitch: payday loan redress not enough

Comparison site uSwitch has responded to the Financial Conduct Authority's (FCA) announcement that payday...

The future? Family financial planning

Advisers believe the number of couples and families seeking joint advice on retirement planning will increase...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

Stonebridge reports sharp rise in protection policies placed in trust

The proportion of protection policies being placed in trust has risen substantially over the...

PROFILES