Regulation

Short-term lender rapped by ad watchdog

A television ad for Sunny short-term loans has been banned by the Advertising Standards Authority...

FCA authorisation “difficult” for asset finance brokers

Four out of five asset finance brokers have said they found gaining authorisation from the Financial...

Tenet proposes alternative funding for FSCS

Tenet has argued that a product levy would be a fairer and more sustainable...

AMI bemoans FCA fee proposals

The Association of Mortgage Intermediaries (AMI) has issued a number of objections to proposals...

FCA: debt firms still failing vulnerable customers

The Financial Conduct Authority (FCA) has published a thematic review which which states that...

SimplyBiz Group reaches 2,500 member firm mark

SimplyBiz Group has revealed its membership numbers now stand at 2,500 firms and an estimated...

Regulators propose 10-year banker bonus clawback

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published new remuneration...

Fluent Money secures full authorisation

Fluent Money has announced that it is one of the first second charge distributors...

FCA fined firms over £1.47bn in 2014

The Financial Conduct Authority (FCA) penalised firms a total of £1.47bn in 2014, according...

Shawbrook offers FCA permissions guidance

The commercial mortgages division of Shawbrook Bank has released its own set of guidelines around FCA...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

FCA appoints new key roles

The Financial Conduct Authority (FCA) has appointed Mark Steward as its new director of...

LLoyds fined £117m over PPI complaints handling

The Financial Conduct Authority (FCA) has issued its largest ever retail fine to Lloyds...

Landlords warned over tenancy deposits

Landlords are being warned that they have just a matter of weeks to protect...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES