Regulation

FSE: expect full buy-to-let regulation

The mortgage market should prepare itself for the full regulation of the buy-to-let market...

Glasgow broker banned by FCA

The Financial Conduct Authority (FCA) has today banned Andrew Barlas from performing any function...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

Payday loan ads to kids “utterly unacceptable”

Citizens Advice has urged TV watchers to take a stand against payday lenders and...

Citizens Advice welcomes tenant protection bill

Citizens Advice has has welcomed news that the government will support a Private Member's...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

AMI concerned with Mortgage Directive implementation

The Association of Mortgage Intermediaries (AMI) has provided its initial response to the Treasury's...

Government moves to regulate buy-to-let

The Treasury has launched a consultation on incorporating new European regulations on mortgage lending into...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

The Cambridge invests £1m to tackle inequality and housing challenges

The Cambridge Building Society is investing £1 million into Greater Cambridge Impact, a social...

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

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