Regulation

Few expect MCD changes to benefit UK mortgage market

74% of mortgage brokers are concerned about the impact of the incoming European Mortgage...

FCA fines and bans individual

The Financial Conduct Authority (FCA) has fined Ralph Whittington £42,111 and banned him from...

FCA calls for equity release market debate

The Financial Conduct Authority (FCA) has signalled that it wants a public debate over...

Enterprise secures new second charge permissions

Enterprise Finance has revealed that it has received confirmation from the Financial Conduct Authority...

FSE London seminar programme published

The Financial Services Expo (FSE) London seminar programme will cover three theatres. On both days there...

PFS: Treasury advice review is a unique opportunity

The Personal Finance Society has said that the Financial Advice Market Review announced by...

Invoice finance rules to be relaxed

The government has claimed that changes to invoice finance regulations will open up more...

Co-op Bank censured by FCA

The Financial Conduct Authority (FCA) has issued a public censure against The Co-operative Bank...

The Lending Wizard reveals MCD approach

The Lending Wizard has outlined its European Mortgage Credit Directive (MCD) implementation strategy ahead of...

NAB ups estimates for Clydesdale redress

National Australia Bank (NAB) has readjusted the total amount it believes will be necessary...

FCA to address ASTL conference

Lorna O’Brien, the Financial Conduct Authority's (FCA) technical specialist in its mortgage sector team in...

FCA appoints investment supervision chief

The Financial Conduct Authority (FCA) has announced that Megan Butler will be joining the...

RBS expects further action from regulators

Royal Bank of Scotland (RBS) has admitted that it continues to be party to...

Trader banned following Libor fraud

The Financial Conduct Authority (FCA) has banned Lee Stewart, a former trader at Rabobank...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES