Regulation

New services offered by Bankhall

Bankhall has today unveiled a number of additional services for its members. From today...

Swinton trio fined and banned by FCA

The Financial Conduct Authority (FCA) has fined three former senior executives of Swinton Group...

CML outlines lender concern over European directive

The forthcoming European mortgage credit directive looks set to be the most significant EU-wide...

Cash Converters rapped over irresponsible credit ad

The Advertising Standards Authority (ASA) has upheld a complaint against an advertising promotion from...

ARLA wants action to tackle “excessive” tenant fees

The Association of Residential Letting Agents (ARLA) has called for better regulation in the...

Which? wants Osborne to intervene over mortgage fees

Which? is calling on George Osborne to use his Autumn Statement to put a stop...

Property Redress Scheme membership meets ARLA requirements

The the board of the Association of Residential Letting Agents (ARLA) has voted to...

Consultation on further housing market powers for BoE

The government has launched a consultation over which powers the Bank of England should...

MMR dampening interest from lower earners

The Q3 2014 Mortgage Search Tracker from Mortgage Advice Bureau (MAB) has found that...

Sesame fined for ‘pay-to-play’ scheme

The Financial Conduct Authority (FCA) has fined Sesame Ltd, the UK’s largest network of...

£4m fine for the Yorkshire

The Financial Conduct Authority has fined Yorkshire Building Society (YBS) £4,135,600 for failings when...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

SimplyBiz launches new T&C Scheme

SimplyBiz has unveiled a new Training and Competence Scheme designed to help its...

FCA unveils investment fraud campaign

The Financial Conduct Authority (FCA) has launched a national campaign to warn people about...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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