Regulation

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Lenders “taking forever” since MMR

85% of brokers and IFAs recently surveyed believe it is more difficult to get...

FCA begins mortgage contract change consultation

The Financial Conduct Authority (FCA) is asking consumers and firms for their views on...

More a dull thud than a bounce

For a market which constantly appears to be striving for some sort of stability...

MMR: Good news for buy-to-let

Five years in the making, the Mortgage Market Review (MMR) has now come into...

Signs that mortgage market is cooling down

The Bank of England has reported that number of mortgages approved during May fell...

How’s the year been so far?

With the year nearly half over – if you don’t believe me check your...

Wonga to pay millions in compensation

Wonga is to pay compensation of over £2.6m to around 45,000 customers for unfair...

FCA mortgage manager to keynote ASTL conference

Lynda Blackwell, the Financial Conduct Authority's manager of its mortgages sector team is to...

How was it for you?

We are now over six weeks into the new MMR environment and my first...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

MMR triggers homebuying slowdown

House purchase lending has fallen to an 11-month low, as demand slows among home-movers,...

Intelliflo offers MMR MOT

Six weeks after the Mortgage Market Review (MMR) was implemented, Intelliflo has released...

Cost of regulation revealed

The total annual cost of regulation for the financial advice industry is almost half...

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COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...