Regulation

Citizens Advice urges support for Tenancies Reform Bill

A growing number of people are struggling with private rented homes which are damp,...

IMLA calls for MMR review on lending into retirement

A new report from the Intermediary Mortgage Lenders Association (IMLA) has warned that mortgage...

Time to act in the spirit of MMR

There have been some whisperings around the mortgage market that a number of lenders...

Another huge fine for RBS

The Financial Conduct Authority (FCA) has fined the Royal Bank of Scotland Plc, National...

We Buy Any House ad found to mislead

We Buy Any House has been told by the Advertising Standards Authority (ASA) that...

Promise Solutions extends seminar programme

Promise Solutions has added Manchester to its list of venues for its upcoming secured...

Chase de Vere fined over Keydata sales failures

The Financial Conduct Authority (FCA) has fined Chase de Vere Independent Financial Advisers £560,000...

FCA to consult over dispute resolution rules

Following a thematic review with the Financial Conduct Authority (FCA), firms have agreed to...

Mortgage appointment availability hit by MMR

There has been a significant rise in waiting times for mortgage appointments in banks...

FCA: financial crime risk still not being managed properly

The Financial Conduct Authority (FCA) has established that a number of small banks and commercial insurance...

Connect Mortgage Club gets full CCL permissions

Connect Mortgage Club (CMC), the buy-to-let network specialist for brokers, has just been granted...

Record banking fines for FX misconduct

The Financial Conduct Authority (FCA) has imposed fines totalling £1,114,918,000 on five banks for...

Rentify falls foul of ad regulator

A lettings comparison site has been told that its advertising is in breach of...

FCA announces payday loan cap

The Financial Conduct Authority (FCA) has revealed details of a price cap for the...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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