Regulation

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

Payday loan ads to kids “utterly unacceptable”

Citizens Advice has urged TV watchers to take a stand against payday lenders and...

Citizens Advice welcomes tenant protection bill

Citizens Advice has has welcomed news that the government will support a Private Member's...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

AMI concerned with Mortgage Directive implementation

The Association of Mortgage Intermediaries (AMI) has provided its initial response to the Treasury's...

Government moves to regulate buy-to-let

The Treasury has launched a consultation on incorporating new European regulations on mortgage lending into...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

RBS & NatWest fined for mortgage sale failings

The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest...

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

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COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...