Regulation

FCA outlines second charge regulatory regime

The Financial Conduct Authority (FCA) has published plans to bring second charge mortgages under FCA...

5% fall in complaints

Financial services firms received 2,358,732 new complaints between January and June 2014, according...

FSE: too early to spot post-MMR trends, says regulator

The Financial Conduct Authority (FCA) has said the mortgage market appears to have ‘filled...

FSE: look at secured loans now

The importance of brokers getting to grips with regulatory guidelines concerning the second charge...

FSE: expect full buy-to-let regulation

The mortgage market should prepare itself for the full regulation of the buy-to-let market...

Glasgow broker banned by FCA

The Financial Conduct Authority (FCA) has today banned Andrew Barlas from performing any function...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

Payday loan ads to kids “utterly unacceptable”

Citizens Advice has urged TV watchers to take a stand against payday lenders and...

Citizens Advice welcomes tenant protection bill

Citizens Advice has has welcomed news that the government will support a Private Member's...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

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COMMENT

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...