Regulation

Two banned over Libor fixing scandal

The Financial Conduct Authority (FCA) has fined and banned two former senior executives of...

Tribunal upholds the FCA decision over Arch Financial Products

The Upper Tribunal (Tribunal) has upheld the decision of the Financial Conduct Authority (FCA)...

Brokers need seconds regulation clarification

A master broker has claimed that mortgage brokers need more clarification from the Financial...

New fixed rates from the Leeds

The Leeds Building Society has launched new two and five-year fixed rate mortgages today. The...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

CML publishes concerns over European MCD

In its response to the Financial Conduct Authority's consultation on implementing the European Mortgage...

Payday loan cap takes effect

The Financial Conduct Authority’s (FCA) new rules for the high cost short term credit...

Tenet to expand its master class programme

Attendances at Tenet’s 2014 training & development events have risen by over 30% following...

Govt recommendations to strengthen enforcement decisions

The government has published a series of recommendations to help the Financial Conduct Authority...

Debt management firm to pay redress to 4,500 customers

Debt management firm Harrington Brooks will voluntarily pay over £185,000 in redress to over...

Brokers praise Mortgage Vision events

96% of attendees of the 2014 series of Mortgage Vision events rated them...

FCA: early days but RDR seems be working

The first stage of the Financial Conduct Authority's (FCA) post-implementation review of the...

Co-op Bank fails BoE stress test

The Bank of England has published the results of the first concurrent stress testing...

FCA consults over complaints handling

Financial services firms will no longer be able to use premium rate telephone numbers...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...