Regulation

Labour to announce FTB and rent control initiatives

Ed Miliband will today outline Labour's pledge to scrap stamp duty for first-time buyer...

MMR has caused changes in spending habits

Research by MoneySuperMarket suggest that prospective borrowers are changing their spending habits in a...

SME insurance broker fined by regulator

The Financial Conduct Authority (FCA) has fined Moorhouse Group £159,300 for failures in relation...

Smart Money backs FCA’s volte face

Smart Money has welcomed the FCA’s move to no longer require second charge lenders...

Two MPC members mulled over base rate rise

All Monetary Policy Committee (MPC) members agreed that it was appropriate to leave the...

Hamptons rapped over non-optional fees

The Advertising Standards Authority (ASA) has told Hamptons Estates that its website was misleading...

Compliance First appoints managing director

Glasgow-based compliance and business support company Compliance First, which is part of the SimplyBiz...

Intermediaries split over MMR effects

Mortgage intermediaries are divided on the impact of the Mortgage Market Review (MMR) on...

Former insurance broker banned for forgery

The Upper Tribunal has directed the Financial Conduct Authority (FCA) to prohibit former insurance...

Clydesdale Bank hit with £20m PPI fine

The Financial Conduct Authority (FCA) has imposed its largest ever fine for failings relating...

Robert Sinclair to present at V Loans webinar

V Loans is to hold a webinar with the Association of Mortgage Intermediaries’ chief...

Dudley BS boss speaks out over ‘mortgage prisoners’

Jeremy Wood, the Dudley Building Society’s chief executive, has claimed that that the loss...

Equity Release Council back FCA’s lifetime mortgage position

The Equity Release Council has issued its response to the FCA’s policy statement on...

L&G reveals April Mortgage Club Live speakers

Legal & General Mortgage Club has unveiled the speakers for its Mortgage Club Live events...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...