Regulation

CML calls for targeted deregulation

The Council of Mortgage Lenders (CML) has urged the Financial Conduct Authority (FCA) to consider...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Mortgage Brain sees 23% uplift in broker attendance

Mortgage Brain's 2015 series of Mortgage Vision events, held during October and November, saw a...

Further curb on buy-to-let signalled

George Osborne has given the go-ahead for the Bank of England's Financial Policy Committee to restrict...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

TFC secures full home finance permissions

Specialist distributor TFC Homeloans has been granted home finance permissions by the Financial Conduct...

Promise secures consumer credit and mortgage authorisation

Promise Solutions has received Financial Conduct Authority (FCA) authorisation ahead of the implementation of...

The Loans Engine secures MCD permissions

Master broker The Loans Engine (TLE) has received formal confirmation from the Financial Conduct Authority (FCA) that its application for...

FCA implementation will cost us extra, say insurers

The Association of British Insurers (ABI) has said it was disappointed that the FCA’s...

ASTL amends code of conduct

The Association of Short Term Lenders (ASTL) is seeking to improve standards in the bridging...

BoE ready to intervene in buy-to-let market

The Bank of England has expressed its concerns over the buy-to-let sector. The central bank...

Bank hit with £72m fine

The Financial Conduct Authority (FCA) has fined Barclays Bank £72,069,400 for failing to minimise...

Investec will remain in foreign currency mortgage market

Investec Private Banking will continue to offer residential mortgages to UK based borrowers who...

Senior HBOS figures could face enforcement action

The Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) have published the review...

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COMMENT

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

Latest news

HTB backs £4m refinance for London landlord

Hampshire Trust Bank has completed a £4m semi-commercial refinance for an experienced landlord in...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

UTB backs £16.5m Surrey developments by Rushmon Homes

United Trust Bank (UTB) is providing £10.7m in acquisition and development finance to support...

Octopus Capital funds two new care homes

Octopus Capital has completed a £30 million forward funding agreement with Synergy Care Developments...

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