Regulation

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

FCA appoints new key roles

The Financial Conduct Authority (FCA) has appointed Mark Steward as its new director of...

LLoyds fined £117m over PPI complaints handling

The Financial Conduct Authority (FCA) has issued its largest ever retail fine to Lloyds...

Landlords warned over tenancy deposits

Landlords are being warned that they have just a matter of weeks to protect...

Research highlights impact of MMR

45% of people who planned to buy a property since the introduction of the...

PFS worried by rising regulatory costs

Personal Finance Society chief executive, Keith Richards, has once again called for a review...

APFA wants phone recording ‘common sense’

The Association of Professional Financial Advisers (APFA) has submitted its response to the FCA’s...

PPI update from the regulator

The Financial Conduct Authority (FCA) has issued an update on PPI. In January, the FCA...

PFS calls for level playing field

The chief executive of the Personal Finance Society, Keith Richards, has re-iterated the society’s call...

FCA: poor insurance claims experience for SMEs

A review of insurance claims handling for small and medium-sized enterprises (SMEs) by the Financial...

iZone Software unveils secured loan processing system

iZone Software, the newly launched software division of Brilliant Group, has launched a fully compliant...

Principality seeking £700m bid for Nemo

It has been reported that the Principality Building Society is looking to sell its...

Warning sounded at smaller equity release advisers

Key Partnerships has warned that advisers completing small numbers of equity release cases a...

Lack of clarity in GI payment options

A review by the Financial Conduct Authority (FCA) has found that insurers and insurance...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...