Regulation

IMLA: regulatory pendulum has swung too far

The latest Intermediary Lending Outlook research from the Intermediary Mortgage Lenders Association (IMLA) has found that renewed...

New chairs for FCA’s Practitioner Panels

Three new Chairs for the Financial Conduct Authority’s independent Practitioner Panels have been appointed. The...

Estate agent ad banned over misleading branch claims

The Advertising Standards Authority (ASA) has banned a regional press ad and claims on...

Pair appointed to Consumer Panel

Mark Chidley and Kitty Ussher have started their three-year terms as new members of...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

FCA to study PPI complaint trends

The Financial Conduct Authority (FCA) is to gather evidence on current trends in Payment...

Short-term lender rapped over ‘trivial’ Xmas ad

The Advertising Standards Authority (ASA) has banned a website ad by Glasgow-based Stop Go...

Sesame Bankhall Group to hold national mortgage conference

Sesame Bankhall Group (SBG) has announced a new national conference for mortgage advisers. The...

AMI backs Treasury EU directive implementation

The Association of Mortgage Intermediaries (AMI) has welcomed the Treasury's response to last year's...

Two banned over Libor fixing scandal

The Financial Conduct Authority (FCA) has fined and banned two former senior executives of...

Tribunal upholds the FCA decision over Arch Financial Products

The Upper Tribunal (Tribunal) has upheld the decision of the Financial Conduct Authority (FCA)...

Brokers need seconds regulation clarification

A master broker has claimed that mortgage brokers need more clarification from the Financial...

New fixed rates from the Leeds

The Leeds Building Society has launched new two and five-year fixed rate mortgages today. The...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

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Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Latest news

Mortgage affordability continues to weaken

January saw a weakening in mortgage affordability weakened for the second month in a...

FCA to investigate effectiveness of pure protection market

The Financial Conduct Authority (FCA) is undertaking a market study to look into how...

New Skipton cashback mortgage to help those who miss stamp duty deadline

To support those who don’t manage to complete their house purchase before the stamp...

MT Finance ups maximum LTV on HMO product

MT Finance has increased the maximum loan-to-value (LTV) to 80% on its buy-to-let small...