Regulation

The FCA hires retail supervision chief

The Financial Conduct Authority (FCA) has announced the appointment of Jonathan Davidson as its new director...

Treasury delays new FSCS saver protection level

The Treasury has revealed changes to the level of protection that savers will receive under...

BoE’s buy-to-let concerns echoed by Fleet Mortgages

Fleet Mortgages has backed the Bank of England regarding its concerns over the buy-to-let market...

Shawbrook Bank Academy teams up with SimplyBiz

A series of Shawbrook Academies will be launched this month. They are designed specifically for its existing...

Short-term lender rapped by ad watchdog

A television ad for Sunny short-term loans has been banned by the Advertising Standards Authority...

FCA authorisation “difficult” for asset finance brokers

Four out of five asset finance brokers have said they found gaining authorisation from the Financial...

Tenet proposes alternative funding for FSCS

Tenet has argued that a product levy would be a fairer and more sustainable...

AMI bemoans FCA fee proposals

The Association of Mortgage Intermediaries (AMI) has issued a number of objections to proposals...

FCA: debt firms still failing vulnerable customers

The Financial Conduct Authority (FCA) has published a thematic review which which states that...

SimplyBiz Group reaches 2,500 member firm mark

SimplyBiz Group has revealed its membership numbers now stand at 2,500 firms and an estimated...

Regulators propose 10-year banker bonus clawback

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published new remuneration...

Fluent Money secures full authorisation

Fluent Money has announced that it is one of the first second charge distributors...

FCA fined firms over £1.47bn in 2014

The Financial Conduct Authority (FCA) penalised firms a total of £1.47bn in 2014, according...

Shawbrook offers FCA permissions guidance

The commercial mortgages division of Shawbrook Bank has released its own set of guidelines around FCA...

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What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...