Regulation

FCA to address ASTL conference

Lorna O’Brien, the Financial Conduct Authority's (FCA) technical specialist in its mortgage sector team in...

FCA appoints investment supervision chief

The Financial Conduct Authority (FCA) has announced that Megan Butler will be joining the...

RBS expects further action from regulators

Royal Bank of Scotland (RBS) has admitted that it continues to be party to...

Trader banned following Libor fraud

The Financial Conduct Authority (FCA) has banned Lee Stewart, a former trader at Rabobank...

Payday lender to pay £20 million in redress

The Financial Conduct Authority (FCA) has announced that Ariste Holding, trading as Cash Genie,...

FCA rings the changes on complaints handling

New rules on complaints and call charges have been published by the Financial Conduct...

HSBC’s UK CEO to chair Practitioner Panel

Antonio Simoes, chief executive officer for HSBC in the UK is to become chair of...

PFS sees new record attendances at events

The Personal Finance Society (PFS) has revealed that attendances at their regional and specialist...

Bridging brokers have high expectations for the year

68% of brokers operating in the bridging sector expect to complete more bridging loan...

Direct Line in trouble over landlord insurance radio ad

Direct Line has had a radio ad banned by the Advertising Standards Authority (ASA),...

FCA outlines enforcement investigation procedures

The Financial Conduct Authority (FCA) has updated the criteria and outlined the process it...

Brokers need to get their houses in order

Master broker Promise Solutions has welcomed the Financial Conduct Authority's (FCA) report into the...

FCA: still room for improvement with mortgage advice

A Financial Conduct Authority (FCA) review into the quality of mortgage advice has found...

Regulators issue final conduct rules

The Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) have published the final...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...