Regulation

Insurance sale opt-outs to be outlawed

The Financial Conduct Authority (FCA) is proposing to ban opt-out selling in financial services...

FCA publishes business plan for 2015/16

The Financial Conduct Authority (FCA) has revealed the key areas of work it will undertake in...

Mortgage Business Expo to visit Yorkshire

Mortgage Business Expo (MBE) has signed up over 40 major financial companies, including specialist...

Affordability assessments slow down applications, borrowers fear

59% of people who are either considering, or are in the course of applying...

Second charge market in flux ahead of regulatory changes

Smart Money believes that the landscape for second charge lending is already changing radically...

FCA outlines social media promotional guidelines

The Financial Conduct Authority (FCA) has published its guidance on financial promotions in social...

FCA: payday lenders failing customers in arrears

A review of the first year of the Financial Conduct Authority’s (FCA) regulation of the...

CML and BSA to work together

The Council of Mortgage Lenders (CML) has confirmed that it is partnering with the...

Paradigm in Scottish registration drive

Paradigm Mortgage Services will be exhibiting at this week’s Financial Services Expo (FSE) Glasgow...

Payday lenders forced to improve transparency

The Competition and Markets Authority (CMA) is to require payday lenders to be listed...

FCA and PRA outline new Senior Managers Regime

Non-executive directors (NEDs) with specific responsibilities, such as chairman, will come under the new...

The DPS appoints new managing director

The Deposit Protection Service (The DPS) has appointed Julian Foster as its new managing...

Landlords warned to get tax affairs sorted

Private landlords are being warned to get their tax affairs in order to avoid...

The Ipswich targets ‘mortgage misfits’

The Ipswich Building Society has unveiled a new programme of mortgage lending for borrowers...

Latest POLL

COMMENT

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Latest news

Mortgage affordability continues to weaken

January saw a weakening in mortgage affordability weakened for the second month in a...

FCA to investigate effectiveness of pure protection market

The Financial Conduct Authority (FCA) is undertaking a market study to look into how...

New Skipton cashback mortgage to help those who miss stamp duty deadline

To support those who don’t manage to complete their house purchase before the stamp...

MT Finance ups maximum LTV on HMO product

MT Finance has increased the maximum loan-to-value (LTV) to 80% on its buy-to-let small...