Regulation

FCA proposes temporary consumer credit relief

The Financial Conduct Authority (FCA) has proposed a range of targeted temporary measures designed...

Covid-19: Citizens Advice calls for greater protections for renters

UK wide charity Citizens Advice wants increased protections for renters following coronavirus legislation. Dame Gillian...

Castle Trust obtains banking licence

Castle Trust Capital plc has been advised that its application for a banking licence...

FCA seeks to intervene to aid mortgage switching

The Financial Conduct Authority (FCA) says there is a case for intervening to help...

Most landlords expect government PRS intervention

70% of landlords expect there to be further government intervention in the private rental...

CMA to take action over leasehold mis-selling

The Competition and Markets Authority (CMA) says it has found "troubling" evidence of potential...

CGT changes to hit second homeowners and property investors

Law firm Collyer Bristow has warned that second homeowners and property investors are to...

Provident Financial subsidiary fined £2.77m over TCF failings

The Financial Conduct Authority (FCA) has imposed a fine of £2.77 million on car...

FCA appoints interim chief executive

The Treasury has appointed Christopher Woolard as interim chief executive. Woolard will take on the...

New anti-money laundering rules now in place

SmartSearch has reminded firms that they need to take action now as new rules...

First-tier Tribunal upholds decision to fine Hall and Hanley

The First-tier Tribunal has upheld a fine of £91,000 imposed on Hall and Hanley...

SMP issues SMCR guide for mortgage brokers

The Society of Mortgage Professionals (SMP) has produced a good practice guide in collaboration...

Blackwell: trade associations can stave off regulation

Former FCA mortgage manager, Lynda Blackwell, told last week's ASTL Annual Conference that trade...

Insurance CEO banned for salary switch concealment

The FCA and PRA have banned and fined Stuart Malcolm Forsyth, the former CEO...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES