Regulation

Further curb on buy-to-let signalled

George Osborne has given the go-ahead for the Bank of England's Financial Policy Committee to restrict...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

TFC secures full home finance permissions

Specialist distributor TFC Homeloans has been granted home finance permissions by the Financial Conduct...

Promise secures consumer credit and mortgage authorisation

Promise Solutions has received Financial Conduct Authority (FCA) authorisation ahead of the implementation of...

The Loans Engine secures MCD permissions

Master broker The Loans Engine (TLE) has received formal confirmation from the Financial Conduct Authority (FCA) that its application for...

FCA implementation will cost us extra, say insurers

The Association of British Insurers (ABI) has said it was disappointed that the FCA’s...

ASTL amends code of conduct

The Association of Short Term Lenders (ASTL) is seeking to improve standards in the bridging...

BoE ready to intervene in buy-to-let market

The Bank of England has expressed its concerns over the buy-to-let sector. The central bank...

Bank hit with £72m fine

The Financial Conduct Authority (FCA) has fined Barclays Bank £72,069,400 for failing to minimise...

Investec will remain in foreign currency mortgage market

Investec Private Banking will continue to offer residential mortgages to UK based borrowers who...

Senior HBOS figures could face enforcement action

The Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) have published the review...

Paradigm produces new MCD update

Paradigm Mortgage Services has published its latest Mortgage Credit Directive (MCD) implementation update for...

Landlords selling up because of tax relief cut

A major factor for 50% of all landlords currently looking to sell is the...

A new age for second charge lending

The second charge market has recently been making headlines, with estimates revealing how the...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...