Regulation

Rightmove “sexist” TV ad cleared by watchdog

The Advertising Authority (ASA) has rejected a complaint made against a July 2020 TV...

RIO mortgages an “outright failure”, says later life provider

Retirement Interest Only Mortgages (RIOs) account for just one in 740 mortgages, according to...

FCA bans sex offender trio

Three individuals who have received jail sentences for various sex offences have been banned...

FCA wants no penalties for GI loyalty

The FCA has published the final report of its market study into the pricing...

Sesame creates FCA requirements solution with Mortgage Brain

Sesame Network has in introduced a new solution in partnership with Mortgage Brain that...

Four developers hit by CMA leasehold action

The Competition and Markets Authority (CMA) has launched enforcement action involving four leading housing...

Loans Warehouse gains regulated bridging authorisation

Loans Warehouse has received full authorisation from the Financial Conduct Authority (FCA) to conduct...

FCA concerned over credit firms allowing repeat borrowing

The FCA has published the findings of a review into relending by firms that...

360 Dotnet launches Gabriel reporting tool

360 Dotnet has introduced a new tool within 360 Lifecycle to help intermediaries access...

MCI unveils compliance proposition and transition service

MCI Mortgage Club has introduced a new compliance proposition for new and existing mortgage...

New FCA guidance over vulnerable consumers

The Financial Conduct Authority (FCA) has published new best practice guidance for firms to...

FCA simplifies Financial Services Register

The FCA has updated its Financial Services (FS) Register, with changes including a simpler design...

FCA updates guidance for insurance and premium finance firms

The Financial Conduct Authority (FCA) has revealed proposals to extend a series of temporary measures to...

FCA consults on extending SM&CR implementation deadlines

The Financial Conduct Authority (FCA) has published a consultation paper on making changes to...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES