Regulation

IMLA: Basel proposals could scupper B&B sale

The Intermediary Mortgage Lenders' Association (IMLA) has warned that Basel proposals mean Bradford &...

BUDGET 2016: the speech in full

Mr Deputy Speaker, Today I report on an economy set to grow faster than any...

Landlords divided over government BTL ‘clampdown’

59% of landlords surveyed by property crowdfunding platform Property Partner say they are shelving plans to...

Financial Advice Market Review recommendations published

The Financial Advice Market Review (FAMR) report into access to affordable financial advice and...

New chair for CML Scotland

Carol Anderson has been appointed new chair of the Council of Mortgage Lenders (CML) in...

Strong approvals performance in February

The latest Mortgage Monitor from E.surv has found that overall house purchase approvals (seasonally...

Conveyancers want stability from Budget 

The Conveyancing Association (CA) has urged George Osborne to "favour stability over continued change"...

Brokers need to keep generating new business

Foundation Home Loans (FHL) has warned that brokers could find themselves short of new business now...

Strong February partnership for Enterprise and Together

Enterprise Finance and Together completed £4.3m in second charge transactions between them last month. For...

Legal & General updates MCD Matrix

Legal & General Mortgage Club has updated its Mortgage Credit Directive (MCD) Matrix to...

Brokers offered free phone call recording 

PhonesForBrokers has introduced a special offer so brokers can receive free call recording when they take...

MCD – a new dawn for secured loan lenders

Equifinance has just funded our first fully MCD-compliant loan. To get to this point...

FCA to investigate six life firms

The Financial Conduct Authority (FCA) has this morning published a report setting out its findings...

FCA to pilot general insurance scorecards

The Financial Conduct Authority (FCA) is to pilot the publication of general insurance ‘scorecards’...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...