Regulation

AMI: new FCA additional fee “a disgrace”

The Association of Mortgage Intermediaries (AMI) has issued a strongly worded response to the...

AMI welcomes struck out interest-only cases 

The Association of Mortgage Intermediaries (AMI) has been encouraged by the recent failure of...

Credit check service rapped by ad watchdog

A website's credit check claim has been deemed to be misleading by the Advertising...

Property agents urged to ‘ditch documents’

Anti-money laundering firm SmartSearch has sounded a warning that property agents are in serious...

One month until BoE launches climate stress testing

Ground risk specialist, Terrafirma, has reminded lenders that there is just one month to...

Regulator plans to stop CMC phoenixing

The Financial Conduct Authority (FCA) has introduced proposals to stop the practice of ‘claims management phoenixing’, by banning Claims Management...

AMI welcomes FSCS costs deferment

The Financial Services Compensation Scheme (FSCS) levy forecast for 2021/22 has been reduced by...

FCA to expand Pension Wise requirements for providers

The Financial Conduct Authority (FCA) has proposed new rules to require pension providers to,...

AMI: lack of directory data of concern to regulator

The Association of Mortgage Intermediaries (AMI) has been informed that the Financial Condition Authority (FCA)...

FCA begins mortgage fraud proceedings against unauthorised duo

The Financial Conduct Authority (FCA) has started criminal proceedings against Larry Barreto and Tassib...

AMI disappointed and concerned by FCA fee stance

The Association of Mortgage Intermediaries (AMI) has expressed its frustration with the FCA over...

Adviser banned and fined £68k

The Financial Conduct Authority (FCA) has banned Simon Varley from working in financial services...

Spring is here

Spring is usually a time for renewal and optimism. Spring this year will hopefully...

A change of status need not be in one direction

Clearly, when it comes to important decisions for mortgage and protection advice practices, one...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES