Regulation

Pepper cleared to integrate Optimum Credit

Pepper Money has been given regulatory approval to complete its integration with Optimum Credit. Under...

FCA fines HSBC Bank plc £63.9m

The Financial Conduct Authority (FCA) has fined HSBC Bank plc (HSBC) £63,946,800 for failings...

FCA seeks to improve financial services compensation framework

The FCA has published a Discussion Paper aimed at maintaining a compensation framework that...

New mortgage and protection network targets self-employed advisers

A new, mortgage and protection network launched last month. Abundance Network was founded by Ravi...

PIMFA calls for FCA to make better use of data in supervising ARs

PIMFA, the trade association for wealth management, investment services and the investment and financial...

FCA calls for stronger requirements on AR oversight

The Financial Conduct Authority (FCA) has launched a consultation on improving the appointed representatives...

Businesses “wasting hours checking documents”

SmartSearch research has suggested regulated businesses are "wasting" hours processing physical documents for ID...

FCA wants ban on debt packager referral fees

The Financial Conduct Authority (FCA) has issued proposals banning debt packager firms from being...

Stonebridge’s CAR performs 800k checks in first six months

Stonebridge has announced its Check, Action & Resolve (CAR) system has surpassed over 800,000 checks...

AMI’s concerns remain despite FSCS levy reduction

The Financial Services Compensation Scheme (FSCS) levy forecast for next year has been reduced...

Landlords begin to address 2025 EPC rules

New Shawbrook Bank research has found that 17% of landlords had made efforts to...

IdentityChecker unveils biometric facial ID checks

Identification and anti-money laundering check service, IdentityChecker, has launched biometric facial ID checks. The system...

SmartSearch improves international business reports

Anti-money laundering firm SmartSearch has updated its international business reports service, with the addition...

Smartsearch seeks 20 new staff before end of the year

Anti-money laundering specialist SmartSearch is looking to recruit 20 new staff before the end...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES