Regulation

Payday lender rapped for text messages

First Financial (UK) Ltd, trading as FirstPayDayLoanUk, has had three 'issues' upheld against it...

OFT suspends a credit licence for the first time

The Office of Fair Trading (OFT) has today suspended, with immediate effect, the consumer...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

APFA wants FCA to rethink its fee proposals

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority’s...

MAB hires compliance chief

Mortgage Advice Bureau (MAB) has appointed Stewart Baker as its new compliance director. He...

Huge fine for Sesame over advice failings

The Financial Conduct Authority (FCA) has fined Sesame Limited (Sesame) £6,031,200 for two sets...

Calls for FCA to streamline demands on advisers

Adviser firms spend on average 24 hours each over the course of a year...

Decidedly un-peachy verdict on payday loan ad

A payday lender has been told not to repeat one of its radio adverts...

Tenet: Growing appetite for QCF Level 6

Tenet has revealed that approximately 20% of its adviser population is currently seeking...

Tenet makes appointment to executive team

Tenet has confirmed the appointment of Gill Davidson as group regulatory director and company...

FSCS opens door to Honister Capital clients

Certain claims previously rejected against Honister Capital can now be reconsidered. Honister Capital, which includes...

FCA to review insurance claims handling

The Financial Conduct Authority (FCA) is to conduct a thematic review of claims handling...

AMI sees advice as being more crucial than ever

The Association of Mortgage Intermediaries (AMI) has published its latest Quarterly Economic Bulletin which...

APFA urges member action over FCA budget

The Association of Professional Financial Advisers (APFA) has issued a call to action to...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES