Regulation

Tribunal upholds FCA ruling against former Metro Bank chiefs

The Upper Tribunal has upheld the Financial Conduct Authority’s decision to censure Craig Donaldson...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

FCA opens AI sandbox with NVIDIA to accelerate innovation in financial services

The Financial Conduct Authority has announced the launch of a new ‘Supercharged Sandbox’ designed...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Supreme Court rules against OSB over possible undue influence in mortgage case

The UK Supreme Court has ruled that One Savings Bank should have recognised the...

Caring responsibilities identified as key driver of customer vulnerability

Caring responsibilities are among the most common life events affecting vulnerable customers, according to...

The Right Mortgage on the road with June ‘Opportunity Knocks’ tour

The Right Mortgage & Protection Network, together with The Right DA Club, has launched...

Nearly half of landlords plan rent hikes ahead of new legislation

Almost half of UK buy-to-let landlords plan to increase rents in anticipation of the...

Struggling homeowners warned to steer clear of mortgage scams

Homeowners facing mortgage arrears are being warned not to fall prey to fraudulent schemes...

FCA seeks to reduce reporting burden with overhaul of complaints data process

The Financial Conduct Authority has unveiled proposals to streamline the way firms report complaints...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Brokers warned to ‘step up’ as lenders invest in AI and FCA eyes direct-to-consumer reforms

Mortgage brokers face a growing threat to their market dominance as major lenders prepare...

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AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Paradigm launches eighth annual ‘Reverse Advent’ campaign to support food banks

Paradigm has launched its eighth annual ‘Help Fight Hunger’ Reverse Advent charity drive, calling...

LHV Bank strengthens lending team with new director appointment

LHV Bank has expanded its UK lending team with the appointment of Callum Livingstone...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

Major brand revamp as OSB Group launches Rely and signals Kent Reliance retirement

OSB Group has launched Rely, a new specialist buy-to-let lender aimed at supporting brokers...

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