Property

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more...

Four in 10 borrowers expect to carry mortgage into retirement

Almost four in 10 mortgage borrowers expect to enter retirement without having paid off...

TPFG mortgage lending jumps 17% to £2.7bn

The Property Franchise Group's mortgage advisers arranged £2.7bn of lending during the first half...

Semi-detached homes lead house price growth

Semi-detached and terraced homes are outperforming the rest of the housing market as buyers...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment...

Buyers return but need £18,200 extra to offset mortgage rate rises

Homebuyer activity is showing signs of an autumn rebound despite higher mortgage rates cutting...

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...

Vince Cable gives cautious welcome to station-led planning reforms

Sir Vince Cable has given a cautious welcome to government plans to streamline the...

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life...

TMG adds Roma Finance to lender panel

TMG Mortgage Network has added Roma Finance to its lender panel, expanding the range...

Half of homes taking longer to sell as regional divide widens

Homes in almost half of Great Britain’s local authority areas are taking longer to...

Revived Help to Buy would inflate prices: Lamdin

Restoring Help to Buy would strengthen developers’ sales without solving the underlying affordability crisis...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

PROFILES