Opinions & blogs

FTBs need educating about protection

Latest government figures reveal more than 2,000 people have now put in offers on...

How intermediaries can assist flood casualties

It probably comes as no surprise to learn that last month was one of...

Addressing drawdown concerns

There is much positivity around the equity release sector as we embark upon 2014...

Lenders are from Mars, brokers are from Venus

We all knew lenders and brokers sat on different sides of the fence but...

The government is letting down Generation Rent

With much of the media focus on Government schemes like Help to Buy it...

Where will lenders go next?

For all the chatter and discussion about and around the mortgage market, this industry...

Mortgage products reach record levels

The average buyer deposit was down by 6% in the last three months of...

Reasons to be cheerful (even about the MMR)

The Christmas and New Year break already seems a long time ago and yet...

With client ownership comes responsibility

Back not so long ago I can remember reading countless articles and opinion pieces...

Identifying value

One of the most important questions being asked as part of the thematic review...

Will FLS demise hit small lenders?

As we start the New Year the lending arena is already slightly different again,...

What Osborne missed

Last month I looked at some of the possible housing and mortgage market-related measures...

CML move is a vote of confidence for buy-to-let

Sometimes it’s the littlest of things that can tell you how a market or...

Sourcing systems are here to stay

(No underwriters were harmed during the making of this blog) In the last two and...

COMMENT

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Latest news

Equity Release Council hires Tracy Gorbutt-Powell for risk and policy role

The Equity Release Council has appointed Tracy Gorbutt-Powell as head of risk, policy and...

Together appoints Legal and General Surveying Services as valuation partner

Specialist lender Together has appointed Legal and General Surveying Services as a key valuation...

1.3 million households facing mortgage cost shock

Around 1.3 million additional UK households are now exposed to higher mortgage costs following...

The Vernon hires internal BDM to expand intermediary reach

Vernon Building Society has appointed Damien Sabbaghe as intermediary business development manager as it...

PROFILES