Opinions & blogs

Managing client expectations in a ‘price war’

The end of year ‘Price War’ appears to be in full effect and will...

Fleet Mortgages: we’re grasping a real market opportunity

Given that we are on the verge of launching a new lender, one that...

When does an HMO become a good investment opportunity?

The first sign that a house of multiple occupancy (HMO) is a good investment...

Permitted Development Rights – What lies ahead?

In 2010, the UK government outlined that the country’s property planning system should...

The repercussions of the MCD

I am being asked how the second charge market will respond to the...

A nail in the coffin for payday lenders?

More woe for Wonga it appears. Less than a week has passed since the payday...

Beware of ghosts haunting the housing market

It’s not Halloween yet, but ghosts are already out and about in the housing...

MMR forced HSBC’s arm

Many people will be having their two-penneth worth on the topic of HSBC finally...

Interest-only time bomb needs equity release solutions

There were always going to be some clear implications for existing borrowers from the...

Should brokers pick a lender by the proc fee?

Throwing stones is always dangerous, particularly if you’re a lender and you’re throwing them...

Q4 – Are you ready?

As we enter quarter four of 2014, in what is historically the busiest time...

Mirror mirror on the wall, who is the cheapest of them all?

Sounds crass I know, but my Fincorp colleagues and I have recently been developing...

Development finance over the past decade

As Vantage Finance celebrates its 10th anniversary, we’ve been reflecting on how far the...

What holiday season?

What an end to the 'quiet' holiday period, if August was 'quiet' then I...
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COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES