Opinions & blogs

Equity release: hard work just begun

In last month’s column, I wrote about the importance of consumer education when it...

Redundancy waivers – good idea or marketing gimmick?

Last month, one of our newest building societies launched the UK’s first ever mortgage...

Don’t settle for inertia

The phrase ‘familiarity breeds contempt’ could certainly be applied to many consumers’ views of...

The role of bridging in Bank Refinance Settlement opportunities

Following the rapid decline in the UK property sector from 2008, and the related...

Brokers share predictions for next 12 months

The summer sun is shining on optimistic brokers according to our latest Broker Barometer....

How will we cope with a base rate rise?

The regular quarterly arrears and possession statistics from the CML have hardly been the...

Why you can’t ignore secured loans

In the second charge division, we were delighted to have contributed to the £500...

SMEs ignorant of insurance needs

The good news is that the number of SMEs in the UK is at...

Treating customers fairly?

Whilst most bridging lenders operating in the sector are not currently regulated, those who...

Could peace break out between estate agents and advisers?

The relationship between estate agents and mortgage brokers has not always run smoothly and...

Helping portfolios grow with property refurbishment loans

The refurbishment lending market has seen a recent boost with property investors and homeowners...

New entrants should opt for intermediary distribution

Competition is absolutely vital in any sector and the mortgage market is certainly no...

Advisers needs educating about home reversion

Education about home reversion plans is critical. Even in the advisory community. We find...

No substitute for ‘low tech’ knowledge

I am not alone in being a fan of the rise of technology. You...
1...99100101...118Page 100 of 118

COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES