Opinions & blogs

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

New BTL entrants need expert guidance

Five year, geared, buy-to-let investments have continued to provide excellent profits with an annual...

New Year, new start

Another year, another set of resolutions! Having reflected on their lives over the Christmas holidays...

Getting the lender-broker relationship right

I’ve always felt that the relationship between mortgage brokers and mortgage lenders was particularly...

The message advisers need to take into battle

The phrase ‘second line of defence’ has been used a lot lately, particularly in...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Reasons to be positive about buy-to-let in 2015

The plethora of forecasts that come out around this time of year make for...

2015: don’t just focus on mortgage advice

Taking a break in the mortgage and property market is almost impossible given the...

Balancing litigation and reputation

Much has been said about the fines levied against banks found guilty of LIBOR...

2015: time to understand your client database

“It’s beginning to look a lot like Christmas.” Actually, it began to look like...

What a year it’s been…

What a year for the second charge market and also what a year for...

Do bridging lenders earn a fair reward for the risks they take?

Bridging and short term finance is effectively project facilitating capital, and not funding to...

Landlords – a target for 2015

It seems there is no slowing of the growth in the residential private rental...

Brokers should offer a more holistic retirement advice service

It would appear that Chancellor George Osborne has spent the last couple of years...
1...969798...118Page 97 of 118

COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES