Opinions & blogs

Focussing on the professionals

In our market, experience counts for a lot. When we were setting up Fleet...

Do your network homework

In the advisory world, networks are never too far from the news pages and...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

New BTL entrants need expert guidance

Five year, geared, buy-to-let investments have continued to provide excellent profits with an annual...

New Year, new start

Another year, another set of resolutions! Having reflected on their lives over the Christmas holidays...

Getting the lender-broker relationship right

I’ve always felt that the relationship between mortgage brokers and mortgage lenders was particularly...

The message advisers need to take into battle

The phrase ‘second line of defence’ has been used a lot lately, particularly in...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Reasons to be positive about buy-to-let in 2015

The plethora of forecasts that come out around this time of year make for...

2015: don’t just focus on mortgage advice

Taking a break in the mortgage and property market is almost impossible given the...

Balancing litigation and reputation

Much has been said about the fines levied against banks found guilty of LIBOR...

2015: time to understand your client database

“It’s beginning to look a lot like Christmas.” Actually, it began to look like...

What a year it’s been…

What a year for the second charge market and also what a year for...

Do bridging lenders earn a fair reward for the risks they take?

Bridging and short term finance is effectively project facilitating capital, and not funding to...

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COMMENT

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Latest news

Long-term illness affects almost four in 10 adults, insurer warns

Nearly four in 10 UK adults are living with at least one ongoing medical...

Atom bank completes record Scottish commercial mortgage

Atom bank has completed its largest ever Scottish transaction with a £5.7 million commercial...

Bridging lender steps in to fund former AA building purchase

A specialist lender has completed a £2.275 million residential bridging loan to support the...

Sirius completes £18.4m portfolio refinance in Greater Manchester

Sirius Finance has completed an £18.4m refinance of a mixed-use property portfolio across Greater...

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