Opinions & blogs

‘Keep up your payments’ should be more than small print

“If your client has a heart attack make sure they lose their mortgage not...

Credit crunch positives and help from an unexpected quarter

I make no apology for revisiting this particular topic, because I believe it helps...

Immortalising a legend

In mid-2011, still in the thick soup of the crunch, we sold up and...

HTB2 not a universal panacea

It’s somewhat perplexing to see how quickly the mood in the mortgage market can...

Beware of conveyancing ‘dabblers’

We often write about the need for advisers and brokers to become fully involved...

Don’t ditch a diversified approach

The very latest gross mortgage lending figures from the Council of Mortgage Lenders (CML)...

How can a secured loan be cheaper than a remo?

So, how can a secured loan be £215,000 cheaper than a remortgage? Well, lend...

Your Help to Buy responsibilities

The government’s Help to Buy scheme hit the headlines again earlier this month following...

Embrace technology – but be careful who you cosy up with

Apparently more than 400 insurance-related patents were filed last year with the use of...

You wait for one trade show…

'Tis the season of the Expo! Who would have thought we’d be saying/singing that...

Some people need just a little more help

It probably will come as no surprise to intermediaries that a recent study published...

Mortgage brokers must embrace impending secured loan regulation

With just a few months before the FCA issues its guidelines surrounding the forthcoming...

Flag waving for the regulator

Just how much does it take to persuade the broking community that secured loans...

There should be a distinction between mortgage and lifetime advice

The recent launch by provider, Hodge Lifetime, of its new ‘hybrid’ interest-only/lifetime mortgage product...

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Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

Latest news

Spring surge in property listings creates market opportunities

The average asking price for newly listed properties has risen by 1.1% (+£3,876) this...

Secure Trust Bank Commercial Finance appoints senior portfolio director

Secure Trust Bank Commercial Finance (STB CF) has announced the appointment of Carl Pykett...

Inflation expectations rise slightly as BoE releases latest survey

Public expectations for inflation and interest rates have edged higher, according to the Bank...

£1 billion lost annually as 50,000 London social homes used fraudulently

A shocking new report reveals that around 50,000 social housing properties in London are...