Opinions & blogs

Over land and sea

With July 2015 looking likely to be the wettest on record in the UK,...

A tax on all your houses

It is a sure sign that the property market is in rude health when,...

Time for remortgage clients to grasp the nettle

The Bank Base Rate (BBR) rollercoaster appears to have been steadily cranked up in...

On your bike… 

As I write, the world’s biggest annual sporting event is weaving its way through...

Budget implications for buy-to-let landlords

With the government’s plans posing new challenges for landlords, property investors may want to...

Budget consequences will run and run

If Chancellor George Osborne wanted to get the nation talking over the summer period...

Lenders still – and will always – wield the power

Reading about the major UK lenders and their apparent push for some of the...

Not making a claim can still cost your clients

I recently read a piece in one of the national personal finance pages that...

How to use a credit score in a positive manner

Post-MMR there has been little talk about flexibility from either a lender or borrower’s...

Networks can offer the best of both worlds

The network model, and the various variations of it, is constantly in the spotlight...

Why I’m nervous about property crowdfunding

In my line of work if you see a headline which reads, ‘Buy-to-let gone...

What’s really driving growth in the private rental sector?

The private rental sector (PRS) is growing at a remarkable pace. Overall the value...

Should we stay or should we go?

No sooner than the election dust settled, political commentators turned their attention to what...

Ticking time-bomb in Scotland’s commercial property market

Sometimes the effects of even the best-intentioned property legislation only become apparent many years...

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COMMENT

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Latest news

Virgin Money and Clydesdale to cut SVR to 6.74% after Bank rate move

Virgin Money and Clydesdale Bank are reducing selected variable and tracker rates following the...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move...

LMS appoints chief financial officer

LMS has strengthened its senior leadership team with the appointment of Alexi Walsh as...

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