Opinions & blogs

Interest-only – it can’t all be bad?

We have previously reported on this topic on a number of occasions, but, since...

Is apathy a broker’s greatest threat to business development?

Diversification has been something of a buzzword for mortgage brokers in recent times as...

Solvency II could scupper equity release

Those of us that work in the equity release industry are fully aware of...

The shocking cost of insurance fraud

Mortgage fraud is a concept we are all well aware of. It has...

Beware conveyancers from the Dark Ages

While the UK property and mortgage markets could not be said to be ‘sizzling...

Sun, sea and sangria

Spain’s financial and economic woes may have left a huge glut of new and...

Be prepared for more spurious claims

With the number of payment protection insurance (PPI) mis-selling claims finally starting to decline...

Two trends behind buy-to-let boom

The saying goes that success begets success and the buy-to-let market certainly seems to...

Vital to capitalise on adviser interest in equity release

The equity release sector received a shot in the arm recently in the form...

‘Know your broker’ is changing the face of the DA market

The Know your Broker initiative is having a real effect on directly authorised advisers...

When did comparison sites start working against competition?

Information.  It’s the lifeblood of any market, enabling buyers and sellers to make the...

We all need peace of mind

I’ve often written about the state of the conveyancing market in the UK and...

Equity release in 2013

As an actuary, I’m trained to use evidence-based scientific methods to anticipate the range...

Keeping complaints to a minimum

The publication of the latest complaints data can be a nervous time for some...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...
Artificial Intelligence

Cyberattack disrupts Romanian property transactions

A cyberattack on Romania’s national land registry has disrupted property transactions across the country...

PROFILES