Opinions & blogs

2016 – seconds validity & tech/human partnership

2016 has been a particularly busy year for me. The launch of Fluent for...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Make the most of remortgaging opportunities

The latest gross lending figures from the CML for October reveal a market which...

Changing government attitudes to the PRS?

I’m sure, like me, you’ve sensed a slight shift in emphasis from the government...

Face-to-face communication in a digital age

Specialist advice is key because every case is different and is based on the...

Too many Expos?

I can’t be the only one to wonder at the mushrooming number of Expo...

The debate around deposit-raising

2016 has certainly been an intriguing and, to some extent, disturbing year to get...

How bridging can make the difference

Anyone who has been involved in the mortgage or loans market for any length...

What succeeds Help to Buy 2?

If you were to ask most mortgage market practitioners, what has been the government’s...

Launching into the private client market

Traditionally, the term ‘private client’ would conjure up images of boutique banks, wood panelled...

Specialist finance requires specialists

There is much talk of specialist lending within the marketplace at present and it’s...

A fair second charge fee?

I gave a recent presentation at the FSE London event in Old Billingsgate and...

Avoid the conveyancing dabblers

There’s many terms for those conveyancing firms who do a very small amount of...

Anticipating the Autumn Statement

The date has been set, and one presumes, the preparations about what it will...
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COMMENT

Comment

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

Regulation

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...
Analysis

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...
Technology

AdviceTech ‘giants’ join AdviserSoftware.com AI comparison service

Three of the UK’s most widely used adviser technology systems – Dynamic Planner, FE...
Bridging

Somo cuts bridging rates after Bank of England move

Somo has moved quickly to cut rates across its bridging range following the Bank...

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