Opinions & blogs

Focussing on the professionals

In our market, experience counts for a lot. When we were setting up Fleet...

Do your network homework

In the advisory world, networks are never too far from the news pages and...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

New BTL entrants need expert guidance

Five year, geared, buy-to-let investments have continued to provide excellent profits with an annual...

New Year, new start

Another year, another set of resolutions! Having reflected on their lives over the Christmas holidays...

Getting the lender-broker relationship right

I’ve always felt that the relationship between mortgage brokers and mortgage lenders was particularly...

The message advisers need to take into battle

The phrase ‘second line of defence’ has been used a lot lately, particularly in...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Reasons to be positive about buy-to-let in 2015

The plethora of forecasts that come out around this time of year make for...

2015: don’t just focus on mortgage advice

Taking a break in the mortgage and property market is almost impossible given the...

Balancing litigation and reputation

Much has been said about the fines levied against banks found guilty of LIBOR...

2015: time to understand your client database

“It’s beginning to look a lot like Christmas.” Actually, it began to look like...

What a year it’s been…

What a year for the second charge market and also what a year for...

Do bridging lenders earn a fair reward for the risks they take?

Bridging and short term finance is effectively project facilitating capital, and not funding to...

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Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

London Credit revises website and product guides

Short-term lender London Credit has introduced changes to its website and product guides. The changes...

Rosemount Financial Solutions (IFA) hosts Peer Group event in Kent

Rosemount Financial Solutions (IFA) has kicked off 2025 with a successful Peer Group event,...

Standard Life Home Finance improves Horizon lifetime mortgage criteria

Standard Life Home Finance has made a series of changes to the criteria on...

Twenty7tec to address ‘burning issues’ in webinars

Twenty7tec has launched a new webinar series, bringing together industry figures to debate the...