Opinions & blogs

Equity release growth and pension freedoms

The Equity Release Council has produced its 2018 Spring review and, it’s fair to...

Advisers can help stop conveyancing fraud

The very nature of a property transaction makes it especially alluring and appealing for...

The buy-to-let market is only going one way

Markets tend to move in a certain direction because of numerous forces and I...

Don’t fall into the luxury property trap

With all of the talk of the housing shortage in the UK, it seems...

No bread for ‘jam tomorrow’?

I’m not sure I’d go so far as to say that the Chancellor’s Spring...

95% LTV: looking behind the figures

There are a whole raft of ways in which we can judge the performance...

Not what it seems

A friend recently asked me if I could have a word with his brother-in-law,...

Problems with free legals have not gone away

In this business, issues which at one point seemed incredibly important often get resolved...

The ‘professionalisation’ of buy-to-let is dominant

Sporting contests are often described as a ‘game of two halves’ which tends to...

It really is harder for today’s first-time buyers

Whenever there is a debate about the difficulties younger people have today in purchasing...

Closing the window on cyber threats

It’s no secret that small businesses are often over-stretched with their workload. That’s the...

Don’t be apathetic about protection

The ‘protection gap’ is often mentioned but, as time passes, there seems little progress...

Saving and spending

While we are working, we earn money; we spend some of that money, and...

Softly softly approach to secured loans

2017 was a strong year for second charge loans and while we wait for...
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COMMENT

Comment

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

Regulation

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...
Analysis

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...
Technology

AdviceTech ‘giants’ join AdviserSoftware.com AI comparison service

Three of the UK’s most widely used adviser technology systems – Dynamic Planner, FE...
Bridging

Somo cuts bridging rates after Bank of England move

Somo has moved quickly to cut rates across its bridging range following the Bank...

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