Opinions & blogs

Moving to a new version of ‘normal’

You can research the housing and mortgage market and see very little difference from...

What will it be worth?

£1 will always be worth £1. If you devalue £1 you still have £1....

Technology can help the business flow

These are undoubtedly testing times within the property market and no doubt we have...

Conveyancers can’t wave a magic wand

So, there’s no doubt about it, that we’re living through extraordinary times and the...

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Remember: this will be temporary

At times like this, it’s important to know that the fundamentals apply. By that,...

Was 11 March a turning point?

Budget headlines are not often upstaged, but the announcement by the Bank of England...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...

Time to be realistic

I tend to take anecdotal evidence with a pinch of salt, but someone remarked...

Some are better at closing the protection gap than others

For as long as I can remember, the advisory profession has been grappling with...

Lenders must support changing employment patterns

The 31st of January is a painful day for a growing proportion of the...

Should complex cases really have to take longer?

No one sets out to provide a poor service – at least I hope...

We can all speed the process up

I’ve watched with interest the growing governmental (and industry) focus on improving the home-buying...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

OneDome shortlisted for three business awards

OneDome has been named a finalist in three categories at the Lloyds British Business...

Latest network figures reveal market in motion

Mortgage networks continued to experience significant movement during the second quarter of 2026 as...

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