Opinions & blogs

There’s still underlying demand for buy-to-let lending

‘One minute you’re cock of the walk, the next you’re a feather duster.’ It might...

There won’t be a summer lull in mortgage demand

Slowly but surely, we are seeing shifts in the mortgage market back towards what...

Half full or half empty?

The coronavirus epidemic has put a new emphasis on individuals’ attitude to risk. With regard...

Twitter tales as old as time

‘Porn star Nacho Vidal held in Spain after man dies in toad-venom ritual’ That probably...

Surveying a different landscape

Throughout this crisis, and certainly from a housing market perspective, it’s often felt that...

Being ready for the bounce back

Given the easing of the lockdown in England – and the assumption that similar...

Covid-19 has boosted GI and protection sales

From our perspective, one of the key lessons brokers can learn as a result...

What Open Banking could mean for intermediaries

Over the past couple of years ‘Open Banking’ has entered the lexicon of financial...

Que sera sera

I have been looking at the Office for Budget Responsibility’s (OBR) scenario forecast on...

The value of advice in a nutshell

At the current time, I suspect many broker firms are concerned about their ability...

This could be a pivotal moment for surveyors

When it comes to the UK’s housing and mortgage markets, there is often no...

We appear to have moved on

We are now well over a month into the country-wide lockdown, and while there...

Time to ask yourself some difficult questions

In the here and now, it can be hard to look at a different...

Documentation: is there an easier way?

My current mortgage deal ends in the summer. My diligent mortgage broker contacted me...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

OneDome shortlisted for three business awards

OneDome has been named a finalist in three categories at the Lloyds British Business...

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