Opinions & blogs

Wales is on a very different track to England

Stamp duty announcements are not exactly ten-a-penny but they do come around fairly often,...

Why advisers are expecting a buy-to-let boost

It would be hard to suggest that either the buy-to-let or private rental sectors...

Who doesn’t have a protection need?

For some, protection can seem like the great unmentionable with clients. For every advisory...

Covid-19 has been a game-changer for lenders

Prior to the Covid-19 lockdown we were already living in an increasingly complex financial...

In a world of ‘know nothing’ make sure you ‘know something’

In the late 1960s one of my favourite TV comedy programmes was Hogan’s Heroes....

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

FUNDING LATER LIFE

Equity release borrowing has been booming in recent years and is not expected to...

RESPONSIBLE LENDING DURING THE CORONAVIRUS CRISIS

How can advisers support older customers through responsible lending during Covid-19? While everyone – often...

Landlords are looking at market opportunities

Understandably, as advisers you’re likely to have clients at the moment with plenty of...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

How are we to judge mortgage market normality?

It seems fairly obvious but the most common benchmark is bound to be what...

THE NEED FOR FLEXIBILITY

Like every other industry, the later life lending sector has recently found itself having...

Assessing the lay of the land

In an uncertain world, one thing I think we can all be certain about...

Marketing: mastering the basics

Marketing is one of those subjects that you know you should probably pay more...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...
News

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...
News

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...
awards

OneDome shortlisted for three business awards

OneDome has been named a finalist in three categories at the Lloyds British Business...

PROFILES