Opinions & blogs

Second charge lender access is good for sector…

I am all in favour of more second charge lenders opening up direct access...

Transaction falls don’t tell the whole story

When we put together the LendInvest Buy to Let Index every quarter, we bring...

No heat in the housing market

The latest figures from HMRC on UK property transactions do not make for particularly...

How can technology be used to meet rising demand for equity release?

The equity release market has experienced huge levels of growth in the last few...

High hopes and great confidence for the second half of the year

Without much fanfare we have crept into the second half of 2018 already –...

We need greater rate certainty for all

When Mark Carney became Governor of the Bank of England five years ago in...

Spending time on the holiday spending

As we approach the school summer holiday period it seems a very good time...

Consumers need your conveyancing advice

In this day and age, especially in the mortgage and housing markets, I believe...

Picking the perfect policy

There are currently more than 1.8 million private landlords operating in the UK. Being...

Expect further market growth in new build

Historically speaking, the words new build have been somewhat divisive within both consumer and...

Change is inevitable for first time buyers

The mortgage/housing market can seem a particularly daunting one for anyone, regardless of their...

Interim Report: reasons to be fearful

The whole industry, myself included, has now had some further time to digest the...

Why include second charge in your capital raising deliberations

If your reaction to the above is ‘why should I?’ then I won’t take...

“Excuse me, I am here”

Recently an elderly lady told me of a visit to see a doctor at...
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COMMENT

Comment

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

News

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...
House prices

Rising house prices ‘pay for Christmas’ for most homeowners

Most UK homeowners have seen their property rise in value by more than the...
Regulation

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...
Analysis

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

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