Opinions & blogs

Focussing on the professionals

In our market, experience counts for a lot. When we were setting up Fleet...

Do your network homework

In the advisory world, networks are never too far from the news pages and...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

New BTL entrants need expert guidance

Five year, geared, buy-to-let investments have continued to provide excellent profits with an annual...

New Year, new start

Another year, another set of resolutions! Having reflected on their lives over the Christmas holidays...

Getting the lender-broker relationship right

I’ve always felt that the relationship between mortgage brokers and mortgage lenders was particularly...

The message advisers need to take into battle

The phrase ‘second line of defence’ has been used a lot lately, particularly in...

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Reasons to be positive about buy-to-let in 2015

The plethora of forecasts that come out around this time of year make for...

2015: don’t just focus on mortgage advice

Taking a break in the mortgage and property market is almost impossible given the...

Balancing litigation and reputation

Much has been said about the fines levied against banks found guilty of LIBOR...

2015: time to understand your client database

“It’s beginning to look a lot like Christmas.” Actually, it began to look like...

What a year it’s been…

What a year for the second charge market and also what a year for...

Do bridging lenders earn a fair reward for the risks they take?

Bridging and short term finance is effectively project facilitating capital, and not funding to...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....
Fraud

Brokers urged to strengthen sanctions checks

Mortgage and financial services firms are being urged to review their sanctions controls after...
fintech

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...
News

Foundation raises maximum residential lending age to 80

Foundation Home Loans has increased its maximum residential lending age from 75 to 80...

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