Opinions & blogs

Time for remortgage clients to grasp the nettle

The Bank Base Rate (BBR) rollercoaster appears to have been steadily cranked up in...

On your bike… 

As I write, the world’s biggest annual sporting event is weaving its way through...

Budget implications for buy-to-let landlords

With the government’s plans posing new challenges for landlords, property investors may want to...

Budget consequences will run and run

If Chancellor George Osborne wanted to get the nation talking over the summer period...

Lenders still – and will always – wield the power

Reading about the major UK lenders and their apparent push for some of the...

Not making a claim can still cost your clients

I recently read a piece in one of the national personal finance pages that...

How to use a credit score in a positive manner

Post-MMR there has been little talk about flexibility from either a lender or borrower’s...

Networks can offer the best of both worlds

The network model, and the various variations of it, is constantly in the spotlight...

Why I’m nervous about property crowdfunding

In my line of work if you see a headline which reads, ‘Buy-to-let gone...

What’s really driving growth in the private rental sector?

The private rental sector (PRS) is growing at a remarkable pace. Overall the value...

Should we stay or should we go?

No sooner than the election dust settled, political commentators turned their attention to what...

Ticking time-bomb in Scotland’s commercial property market

Sometimes the effects of even the best-intentioned property legislation only become apparent many years...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

Trade shows confirm positive industry feeling

The Spring exhibition season is over – at least the major all-encompassing ones –...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES