Opinions & blogs

Moving to a new version of ‘normal’

You can research the housing and mortgage market and see very little difference from...

What will it be worth?

£1 will always be worth £1. If you devalue £1 you still have £1....

Technology can help the business flow

These are undoubtedly testing times within the property market and no doubt we have...

Conveyancers can’t wave a magic wand

So, there’s no doubt about it, that we’re living through extraordinary times and the...

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Remember: this will be temporary

At times like this, it’s important to know that the fundamentals apply. By that,...

Was 11 March a turning point?

Budget headlines are not often upstaged, but the announcement by the Bank of England...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...

Time to be realistic

I tend to take anecdotal evidence with a pinch of salt, but someone remarked...

Some are better at closing the protection gap than others

For as long as I can remember, the advisory profession has been grappling with...

Lenders must support changing employment patterns

The 31st of January is a painful day for a growing proportion of the...

Should complex cases really have to take longer?

No one sets out to provide a poor service – at least I hope...

We can all speed the process up

I’ve watched with interest the growing governmental (and industry) focus on improving the home-buying...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Building Societies

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...
Building Societies

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...
Buy-to-let

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...
Case Studies

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES