Opinions & blogs

Building societies go where other lenders might fear to tread

Understandably there is a great deal of ‘noise’ around the later life lending market...

Increased opportunities in Scotland

Back in March we saw the fifth FSE Glasgow take place. After extending our...

Maintaining confidence in conveyancing

We live (and work) in highly-regulated times – I probably don’t need to tell...

Cars and retirement

The other day I heard a Kia advertisement on my car radio. The narration...

Fleet Mortgages: how we dealt with the downtime

Keeping staff motivated and engaged can be a difficult job at the best of...

Deposit requirements still hampering first-time buyers

Looking at the recent stats from HMRC, many in the market might be surprised...

How might the regulator have got it so wrong?

The industry has had a little over a month to digest the contents of...

We can’t do it alone

Sorry to say this, but I am not a fan of golf. However, hearing...

Busting myths about bridging finance

The demand for bridging finance has grown significantly over recent years, and yet, despite...

Who am I?

Are you a Brexiteer or a Remainer? If you are a Brexiteer you are...

SME funding options in the wake of Brexit

The never-ending churn of Brexit updates mean the only certainty right now is a...

Why the FCA is wrong over advice

I’m going to start with a point that you might have thought was rather...

In defence of the procuration fee model

Government u-turns used to be as rare as hen’s teeth; indeed, back in the...

The PRS remains an attractive proposition for landlords

From a mortgage market, and to a lesser extent, housing market perspective, the Spring...

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COMMENT

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...

Rising house prices ‘pay for Christmas’ for most homeowners

Most UK homeowners have seen their property rise in value by more than the...

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

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