Opinions & blogs

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and,...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what:...

What could shape buy-to-let in 2026 and the impact for advisers

As we move slowly into 2026, the buy-to-let market feels more settled than it...

If pets are protected, why not families?

I’ve heard many advisers say that protection insurance has ‘gone to the dogs’, but...

2026 will see the normalisation of AI across the mortgage industry

As we look ahead to 2026, there is one word that sits at the...

COMMENT

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

The Vernon creates chief customer officer role with new appointment

Vernon Building Society has appointed Louise Thorpe as its first chief customer officer. Thorpe (pictured)...

HLPartnership adds Afin Bank to panel

HLPartnership has added Afin Bank to its lender panel, giving advisers across the network...

Mortgage Advice Bureau buys HomeOwners Alliance in push to reach buyers earlier

Mortgage Advice Bureau (MAB) has bought consumer platform HomeOwners Alliance as it looks to...

UK adults report sharp fall in sense of safety as global tensions fuel anxiety

Almost half of UK adults said in March they feel less safe than they...

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