Opinions & blogs

ESG: how do we conduct ourselves?

This is the third (and final) article in a series looking at Environment, Social...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Getting to grips with vulnerability

As we all know there is, quite rightly, a huge focus on vulnerable customers...

Coming to the aid of victims of circumstance

Covid-19 has a lot to answer for. The past two years have been unprecedented...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

BBR rises have to be set in a historical context

If the last couple of months have taught us anything, it’s that nobody has...

Bringing contractors into the fold

For those of us lucky enough to have remained in steady employment during the...

Residential properties will not escape EPC upgrades

As the mortgage industry eagerly awaits the government’s final proposals for what energy efficiency...

2022 will be the toughest year for fixed-income retirees

If people were in any doubt about what the cost of living crisis looks...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

How bridging can boost recovering businesses

Despite being only a few months into 2022, the year is already promising to...

A downbeat perspective is understandable but there are positives to be found

It wouldn’t surprise me at all, if you’re feeling somewhat discombobulated about life at...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

News

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...
News

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said...
News

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...
News

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...

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