Opinions & blogs

Valuations and the dangers of making up the difference

Like religion and politics, house prices are a topic that is sure to spark...

Changing working practices will fuel specialist mortgage growth

To say the UK workplace has changed over the past few years would be...

100 up, but who’s counting…

The concept of building a network followed a few conversations with directly authorised introducers...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

Panel managers can be vital ally in avoiding legal delays

Buying a home is rarely a speedy process. Tackling that issue is one of...

London market pick up is good news

The London housing market often marches to its own beat and while what is...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Putting your clients in the strongest position to move

The overall volume of property transactions may be lower than the heightened activity of...

Questions to open up commercial opportunities

One of the most critical challenges that brokers consistently face is ensuring that enough...

Second charges: source criteria to make informed decisions

We know from our conversations with mortgage brokers that the cost of living situation...

Why brokers value flexible buy-to-let lenders

Despite the many challenges landlords face, the truth is that the rental market remains...

Don’t leave clients in the dark about conveyancers

At our business, we speak to a lot of advisers who have got to...

Is the FPC ditching the wrong measure?

As you will no doubt have read, in a week from now the Bank...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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