Opinions & blogs

You get what you pay for with free legals on remortgage cases

As an industry, there is little question that mortgage brokers deliver excellent value for...

Rate rises and cutting down on the client payment shock

Thursday 22 September 2022 was something of a momentous day given the Bank of...

Don’t ignore brokers’ issues with lifetime mortgage service

Have we reached the point where equity release is firmly part of the financial...

The Scottish government’s rental freeze is a wrong move

This is an important time for the buy-to-let market and the wider private rental...

Housing will be part of any energy strategy

Few issues appear as pressing at this moment than the increase in the cost...

Climate extremes could start to influence buyers

If like me, you spent many a night during this summer’s heatwave in your...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

Will this ‘new’ government be any different?

This is an undoubtedly important moment in the future trajectory of the UK housing...

HMOs – the answer to an over-stretched rental market?

The UK private rental sector (PRS) is going from strength to strength, with demand...

Second charges – first choice for debt consolidation?

According to The Money Charity, as of June 2022 average credit card debt in...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Tread carefully with increased demand for later life lending

Understandably, there is a lot of speculation and conjecture around the current economic environment,...

Tie up your landlords’ remortgage needs now

As I write, we are quickly approaching that ‘new school year’ period which often...

Summer presents opportunity for mortgage service catch up

August is peak holiday time and there’s no doubting that due to this, and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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