Opinions & blogs

Don’t overlook the market for Consumer BTL

The buy-to-let market has evolved considerably over recent years and so have the products...

What government need to address to maintain PRS

Residential landlords are a resilient bunch – they have had to be – but...

Legal expertise is crucial for equity release borrowers

Equity release is becoming an ever more mainstream part of the property market in...

Inflationary pressures will undoubtedly impact the mortgage market

There’s no doubting that mortgage advice practitioners have a lot to contend with at...

Let’s improve service in the later life lending market

Delivering quality customer service will always be a top priority in the later life...

It’s an exciting time for intermediaries

When it comes to specialist finance, I firmly believe that the use of an...

Politicians shouldn’t be trying to hurt landlords even more

There seems to be a lot of noise around the buy-to-let/private rental sector at...

Interest rates: normal rules do not apply

In this market, it can make complete sense to wait sometimes, especially when you’re...

Keeping your remortgage clients happy

As we know our market works in cycles. For instance, at the start of...

No need to panic over down-valuations

Recent stories citing a ‘down-valuation pandemic’ have not helped a subject which is always...

The hidden stumbling blocks that could kill your case

It’s one of the most frustrating aspects of being a broker. You have calculated...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

Vanilla – or is it?

We often hear the phrase vanilla being used in a variety of contexts and,...

Committed to the broker market

Financial services products, particularly mortgages, are long-term commitments often spanning decades. Yet the popularity...

COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said...

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...

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