Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges.

The intermediary-only lender said changes to its residential range would take effect from 8am on Monday June 8, 2026, with reductions of up to 0.46% across a wide range of loan-to-value and product terms.

Accord has also added new products for remortgage borrowers with larger deposits up to 65% LTV, with rates starting from 4.67%.

For landlord clients, changes take effect from 8am on Friday June 5, 2026. Two-year fixed buy-to-let rates have been cut by up to 0.30%, while three-year fixed rates have been reduced by up to 0.25% and five-year fixed rates by up to 0.22%.

RESIDENTIAL CHANGES

Residential highlights include a two-year fixed rate at 5.17%, down from 5.43%, for first-time buyers up to 90% LTV. The product comes with a £495 fee, £500 cashback and free standard valuation.

For remortgage borrowers up to 75% LTV, Accord is offering a two-year fix at 4.71%, reduced from 5.17%, with a £1,495 fee, £500 cashback and free standard valuation.

The lender has also cut a five-year fix for house purchase at 85% LTV to 4.69%, from 5.00%. The product comes with a £1,495 fee and free standard valuation.

BUY-TO-LET REDUCTIONS

Buy-to-let highlights include a two-year fix at 4.87%, down from 5.17%, for remortgages at 60% LTV. It comes with a £995 fee, free standard valuation and remortgage legal service.

A five-year fixed rate for buy-to-let remortgages at 75% LTV has been reduced to 4.87%, from 5.09%, with a £3,495 fee, free standard valuation and remortgage legal service.

Accord is also offering a fee-free two-year fix at 5.32%, reduced from 5.62%, for house purchase at 75% LTV, with free standard valuation.

Aidan Smith, mortgage product manager at Accord, said: “We’re pleased to take this opportunity to improve the competitiveness of our range across the board, ensuring better value across a wide range of options for brokers and their clients, whether they are looking to buy or remortgage a home or finance a buy-to-let property, these changes provide greater choice.”