Opinions & blogs

The mutual benefits of professional financial advice

Mutuals have a long history of maintaining a strong presence in the local community...

Longer-term future of buy-to-let market still looking rosy

I’ll be the first to admit that when we ran our latest regular quarterly...

Specialist lenders can help during cost of living crisis

For many millions of people in the UK, these are unprecedented economic times. With...

Mortgage market reviews can always benefit advisers

Boris Johnson’s recent announcement of a new ‘independent review of access to mortgage finance’...

Second charge bridging: fast and flexible funding

The ‘race for space’ that we saw during the Covid-19 pandemic has subsided and...

Working together is crucial to drag conveyancing into the future

While the last few years have been incredibly challenging, one of the positives to...

Making sense of current statistics

Spend long enough at any industry conference and you will inevitably pick up on...

H1 2022: how was it for you?

So, that was the first six months of 2022. How was it for you? I’m...

Rising interest rates – we’ve been expecting you

The reign of the sub-1% base rate is over – for now at least. We...

Personal approach crucial to Consumer Buy-to-let

One of the results of the challenges of the last couple of years has...

The importance of the government mortgage review

When it comes to the recent announcement by the Prime Minister, Boris Johnson, of...

The changing face of adviser interaction

Communication is an important part of the mortgage application and indeed the lender-intermediary partnership....

Borrowing into retirement

Borrowing into retirement has become increasingly common in recent years, as the lifestyles and...

Don’t overlook the market for Consumer BTL

The buy-to-let market has evolved considerably over recent years and so have the products...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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