Opinions & blogs

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

2022 – likely to be a ‘greener’ year than most

Given the year we had during 2021, it would be unsurprising if there wasn’t...

2022 is a year to be welcomed

Some people seem permanently disposed towards wallowing in the myriad of bad news that...

Industry requires government roadmap on improving energy efficiency

First up, when it comes to improving the energy efficiency of our homes, I...

Advising the next generation of first-time buyers

Buying a first home is an exciting prospect for many borrowers. Yet, it’s a...

EPC ratings and their growing importance

Last month, I looked at the issue of EPC ratings in light of COP26,...

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Remortgaging advice: the simplest approach can be the most effective

For anyone and everyone who has worked in and around the mortgage market for...

Flexibility and reliability key for lenders who want to stand out

Brokers operating in the bridging market are in a fantastic position today. The sector...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

‘Use it or lose it’ doesn’t make sense

Technology is often at the forefront of all minds, particularly when you’re an intermediary...

Will buy-to-let investors be hit by a Stamp Duty hike?

The Budget came and went with little fanfare as far as landlords, the buy-to-let...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Appointments

Keystone names Steve Griffiths as commercial director

Keystone Property Finance has appointed Steve Griffiths as commercial director, adding a senior industry...
Appointments

Glenhawk boosts northern broker coverage with new hire

Glenhawk has appointed Ryan Brewer as business development manager for the North West, North...
Technology

Bower deepens use of Advise Wise platform to support later life advice

Bower Home Finance has reaffirmed its commitment to technology-led advice by continuing to integrate...
Conveyancing

Sort Group launches podcast on conveyancing reform

Sort Group is launching a podcast series focused on the pressures facing conveyancing and...

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