Opinions & blogs

Is there a more traditional lending springboard around the corner?

As we edge closer to Spring and, historically speaking, the busiest time of year...

How will the Budget affect the PRS?

With the Bank of England meeting everyone’s expectation with its 50 basis points increase...

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

Posing the principal questions around any expansion plans

Any new year brings new plans, fresh ambitions and a host of additional opportunities....

Using bridging to help BTL investors grow their portfolios

Looking back on the year, it’s hard to avoid the conclusion that things are...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

Building on consumer demand for advice in 2023

At this time of the year, it’s impossible not to focus on what the...

Versatile approach essential to help clients looking to consolidate debts

It’s been a difficult couple of years for the nation’s finances. The pandemic put...

Rise in borrowers in debt for the first time

As borrowers’ disposable incomes continue to dwindle, it will only be a matter of...

Understanding the regional picture across the country

We are now almost through the first month of the year, and each passing...

Advisers are taking the PT bull by the horns

To say that product transfers (PTs) are a big deal in the mortgage market...

Housing market still defying gravity

Even when we least expect it, the housing market can throw a few surprises...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

Signs of positivity for 95% LTV market

So, 2023 is now fully underway and we await to see just how the...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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