Opinions & blogs

What will replace Help to Buy?

Given everything that has happened both politically and economically recently, it is easy to...

You get what you pay for with free legals on remortgage cases

As an industry, there is little question that mortgage brokers deliver excellent value for...

Rate rises and cutting down on the client payment shock

Thursday 22 September 2022 was something of a momentous day given the Bank of...

Don’t ignore brokers’ issues with lifetime mortgage service

Have we reached the point where equity release is firmly part of the financial...

The Scottish government’s rental freeze is a wrong move

This is an important time for the buy-to-let market and the wider private rental...

Housing will be part of any energy strategy

Few issues appear as pressing at this moment than the increase in the cost...

Climate extremes could start to influence buyers

If like me, you spent many a night during this summer’s heatwave in your...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

Will this ‘new’ government be any different?

This is an undoubtedly important moment in the future trajectory of the UK housing...

HMOs – the answer to an over-stretched rental market?

The UK private rental sector (PRS) is going from strength to strength, with demand...

Second charges – first choice for debt consolidation?

According to The Money Charity, as of June 2022 average credit card debt in...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Tread carefully with increased demand for later life lending

Understandably, there is a lot of speculation and conjecture around the current economic environment,...

Tie up your landlords’ remortgage needs now

As I write, we are quickly approaching that ‘new school year’ period which often...

COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...

Quantum Mortgages cuts rates and launches remortgage cashback

Quantum Mortgages has launched a cashback product for remortgages and reduced rates across its...

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage...

PROFILES