Opinions & blogs

Handling the time pressures within the later life advice space

Working under pressure is something that later life advisers, and indeed everyone in the...

What will lenders do to improve purchase figures?

The reaction, or might we even say lack of reaction, to the Bank of...

Markets calmed but mortgage pricing uncertainty remains

It appears that the calm and certainty the markets were crying out for has,...

What next for first-time buyers?

Over the past few weeks I’ve been thinking a lot about the situation for...

Are we at an EPC crossroads?

As the government continues to be occupied by the fallout from the mini-Budget, the...

Finding solutions in the current buy-to-let market

Options. Ask most advisers what they are seeking to provide their clients with, and I...

Make the most of that opportunity right now

For context, this piece was written on the afternoon of Friday 14th October. Given what...

Among all the rate changes, criteria is still king

As brokers know only too well, the mortgage market is moving at an extraordinary...

Protection as costs of living rise: a question of affordability and value?  

It’s no secret that the costs of living in the UK are rising, with...

Transparency and communication are key at times like these

Even for those of us who have been in the mortgage market for a...

Thriving through culture

The Covid pandemic provided businesses with a unique set of challenges. Some closed down...

How did we get here?

Lenders, intermediaries and borrowers have experienced a turbulent few weeks and there’s no denying...

When later life clients don’t want to keep it in the family

"You can choose your friends but you sho’ can’t choose your family, an’ they’re...

Advisers, I salute you

When the history of this period in the mortgage/housing market is written, I hope...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

News

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...
News

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...
Buy-to-let

Quantum Mortgages cuts rates and launches remortgage cashback

Quantum Mortgages has launched a cashback product for remortgages and reduced rates across its...
News

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage...

PROFILES